Sachin Parkar
Associate manager Credit underwriting
Mumbai,MH
Summary
11+ years of experience as a Credit processing manager in Auto Loan/ Used Car Loan / Two-wheeler / Personal Loan. Deep and practical knowledge of Underwriting process. Extensive knowledge in banking domain to perform flawless execution of daily business activities. Objective is to grow business by applying banking as well as technical expertise.
Experienced with leading teams and optimizing operations to achieve business goals. Utilizes strategic planning and resource management to drive efficiency and performance. Track record of fostering collaborative environments and ensuring adaptability to evolving needs.
Overview
12
12
years of professional experience
3
3
Languages
Work History
Associate Manager
Bhanix Finance & Investment Limited (CASHE)
06.2022 - Current
- Credit Underwriting for Personal loan as per policy.
- Manage all loans and credit request and made approval/rejection decision. Approval limit is 4.00 lacs.
- Responsible for all aspects of credit granting process.
- Investigate and examined the creditworthiness of client and worked on the improvement of profitability.
- Maintaining a database of all borrowers in accordance with bank standards.
- Check client’s KYC, Income, Banking, Cibil, CPV, RCU and other credit related part.
- Preparation of Cam Approval Memorandum (CAM)
- Preparation of MIS Data; Maintaining Office Records
CPA Manager / Underwriter
Yes Bank
12.2015 - 06.2022
- Credit Underwriting for New, Used & Two wheeler loan as per policy.
- Manage all loans and credit request and made approval/rejection decision.
- Responsible for all aspects of credit granting process.
- Investigate and examined the creditworthiness of client and worked on the improvement of profitability.
- Maintaining a database of all borrowers in accordance with bank standards.
- Check client’s KYC, Income, Banking, Cibil, CPV, RCU and other credit related part.
- Preparation of Cam Approval Memorandum (CAM)
- Preparation of MIS Data; Maintaining Office Records
Team Lead
ICIC Bank
06.2014 - 12.2015
- Preparation of Cam Approval Memorandum (CAM)
- Resolving concerns /issues from team members by providing them solutions
- Providing key performance indicators to the Management.
- Rework, Resolve and One Doc of Cases.
- Preparation of MIS Data, Maintaining Office Records
- Rectifying Apps Error and Solving them
- Training to New Joiners to be operational within short period of time
Education
Bachelor of Commerce -
Kirti M Doongursee College
MumbaiSkills
Auto Loan /Personal Loan processing - Excellent
Accomplishments
- 10 times Zing award winner in Yes Bank. This award represents highestProductive person in terms of Quality and Quantity.
- Received Motivator and Initiator award in Yes Bank.
- Received Rising Star award in Bhanix Finance &Investment LTD.
- Received Gem of Cashe award in Bhanix Finance &Investment LTD.
Additional Information
- Birth Date: 1992-09-05
- Marital Status: Married
- Location: Mumbai
- Address: 103, Siddhi sai, KG Marg, Khedgully, Prabhadevi, M No 400025
Timeline
Associate Manager
Bhanix Finance & Investment Limited (CASHE)
06.2022 - Current
CPA Manager / Underwriter
Yes Bank
12.2015 - 06.2022
Team Lead
ICIC Bank
06.2014 - 12.2015
Bachelor of Commerce -
Kirti M Doongursee College