Sagar Agarwal
Gurgaon
Summary
Dedicated professional with expertise in enhanced due diligence and transaction monitoring, specializing in anti-money laundering and KYC review. Proven track record in conducting thorough investigations to prevent financial crimes and ensure compliance. Proficient in utilizing analytical tools to identify suspicious activities and prepare detailed reports for informed decision-making.
Overview
5
5
years of professional experience
5
5
years of post-secondary education
Work History
Senior Analyst
AML RightSource
Gurgaon
06.2025 - Current
- Conducted in-depth transaction monitoring reviews using [insert system, e.g., Actimize, SAS, Mantas] to detect suspicious activities potentially linked to money laundering, terrorist financing, and other financial crimes.
- Reviewing and analyzing high-risk customer transactions and escalated cases with red flags for further investigation or SAR (Suspicious Activity Report) filing in compliance OFAC, FATF.
- Delivered targeted training sessions to new hires and junior investigators on AML red flags, investigative techniques, and regulatory expectations, raising overall team competency.
- Mentoring junior analysts and provided quality assurance (QA) feedback, ensuring adherence to internal policies and regulatory standards.
- Working closely with Compliance, Legal, and Risk teams to ensure effective AML controls and timely escalation of regulatory risks.
- Maintaining daily reports and presenting the same to the Client.
- Utilized advanced data mining techniques and tools to identify hidden transactional patterns and generate insights for enhanced risk-based monitoring.
- Built and maintained case trend dashboards and reporting metrics, enabling senior management to track alert volumes, typologies, and SAR trends in real time.
Business Analyst
Genpact India Private Limited
Gurgaon
02.2024 - 05.2025
- Implemented stringent measures to prevent money laundering and illicit activities among customers, including decisive actions such as Mandatory Account Closure (MAC) and filing Suspicious Activity
- Reports (SAR) when suspicious activities are detected based on through investigative findings.
- Managing KYC operations and enhancing fast resolution for any issue arises & also implementing strategies for process improvements.
- Working extensively with functional leaders in Financial Crime Risk service line and support functions to maintain production and quality of the highest standard.
- Proactively lead, participate and develop a strong partnership with the business, through regular communication and engagement with key senior management.
- Conducted research, document reviews and financial risk assessments using internal and external sources.
- Identified high risk accounts and escalated finding to senior compliance officers.
- Built and maintained monthly report metrics capturing end-to-end process, identifying trends/issues, and determining root causes to provide effective solutions.
- Regularly assessed business decisions for compliance risk, ensuring adherence to AML standards and safeguarding the company's reputation.
- Working for Transaction monitoring, PEP, EDD, CDD, Anti Money laundering, Anti Money Laundering compliance, Suspicious Activity Reporting, financial crime
Analyst
HCL Technologies Pvt Ltd
Lucknow
06.2021 - 12.2023
- Implemented and maintained appropriate KYC and enhanced due diligence compliance standards.
- Identified data anomalies and assisted with root cause analysis to minimize errors.
- Monitored and reported on suspicious activities in accordance with legal and regulatory requirements.
- Implemented stringent measures to prevent money laundering and illicit activities among customers, including decisive actions such as Mandatory Account Closure (MAC) and filing Suspicious Activity Reports (SAR) when suspicious activities are detected based on thorough investigative findings.
- Analyzed data trends to support business decision-making processes.
Education
Master of Business Administration - Accounting And Finance
Narsee Monjee Institute of Management Studies
Mumbai 07.2018 - 10.2020
Bachelor of Business Administration - Accounting And Finance
Chatarpati Shahuji Maharaj University
Kanpur 06.2014 - 08.2017
Skills
- Client engagement
- Enhanced due diligence
- Sanctions screening
- Transaction monitoring
- Politically exposed persons (PEP)
- Anti-money laundering
- Team management
- Suspicious activity reporting (SAR)
- Regulatory compliance
- Risk mitigation and assessment
Languages
English
Proficient
C2
Hindi
Proficient
C2
Timeline
Senior Analyst
AML RightSource
06.2025 - Current
Business Analyst
Genpact India Private Limited
02.2024 - 05.2025
Analyst
HCL Technologies Pvt Ltd
06.2021 - 12.2023
Master of Business Administration - Accounting And Finance
Narsee Monjee Institute of Management Studies
07.2018 - 10.2020
Bachelor of Business Administration - Accounting And Finance
Chatarpati Shahuji Maharaj University
06.2014 - 08.2017