Sagar Amrutkar
Mumbai
Summary
Experienced IT professional with 14 years in business and functional analysis, focusing on Payments and Banking. Strong knowledge of payment systems such as SEPA CT, SEPA DD, SEPA Instant, Regional UK payments scheme (FPS, CHAPS, BACS) with a thorough grasp of the payments ecosystem. As a Senior Business Analyst, drives initiatives in payment product development and collaborates with cross-functional teams to tackle key issues effectively
Overview
15
15
years of professional experience
1
1
Certification
Work History
Business Architecture Associate Manager
Accenture
Mumbai
01.2022 - Current
- Evaluated product scope during inception phase, incorporating insights from sales, delivery, and technology.
- Defined business requirements through workshops, producing impactful Use Cases for analysis and design.
- Designed product solutions and conducted thorough problem statement analysis.
- Developed high-level solutions utilizing business configuration to minimize time and customization costs.
- Served as liaison between product and functional teams, ensuring resolution of open items during analysis and design.
- Provided ongoing support to testing and engineering teams throughout build and deployment phases.
- Reviewed end-to-end and industry test scripts to confirm defect-free releases.
- Facilitated daily stand-ups and product owner sessions for backlog preparation and grooming.
Senior Business Analyst
Volante Technology
Pune
08.2020 - 12.2021
- Collaborated with clients to elaborate requirements for domestic and international payment systems.
- Developed user stories in JIRA adhering to INVEST principles.
- Analyzed requirements and created workflow diagrams using Draw.IO and MS Visio.
- Conducted gap, scope, and impact analyses of business processes.
- Performed AS-IS and TO-BE analyses to identify improvement opportunities.
- Provided functional support to development teams, facilitating project progression.
- Participated in defect triage sessions to address issues systematically.
- Engaged in planning activities, including conference calls and system demos, to ensure timely application releases.
Business Analyst
Financial Software & Services Pvt Ltd
Mumbai
09.2019 - 08.2020
- Collaborated with Bank's product team to gather requirements for PSD2 and Open Banking features.
- Elicited customer requirements to ensure alignment with business objectives.
- Analyzed business scenarios and mapped them into actionable solutions.
- Prepared comprehensive choice and functional requirement documents for stakeholder review.
- Developed detailed functional flows to guide development team during implementation.
- Explained functional flows to QA team to facilitate testing and scenario preparation.
Senior Consultant
Capgemini
Mumbai
12.2015 - 03.2019
- Facilitated SEPA Credit Transfer and Direct Debit implementation for leading European bank.
- Coordinated requirement elaboration with client for SEPA Euro Payments (SCT, SDD).
- Managed release planning and requirements for seamless project execution.
- Developed reusable functional specifications for payments functions including validation and enrichment.
- Collaborated with product owners on functional testing to ensure quality outcomes.
- Designed comprehensive payment processing flows to optimize transaction efficiency.
Senior Software Engineer
Hexaware Technologies
Mumbai
12.2014 - 12.2015
- Prepared detailed test cases and scenarios for outgoing and incoming payment flows.
- Executed functional testing for end-to-end payment processing workflows.
- Logged and tracked defects in JIRA to ensure timely resolution.
- Trained team members and developed user manuals for effective onboarding.
Staff Consultant
Oracle Financial Services Software Ltd
Mumbai
12.2010 - 12.2014
- Acquired and applied functional knowledge of SEPA Payment - Direct Debit & Credit Transfer Schemes.
- Conducted User Acceptance Testing, Manual Testing, and Functionality Testing per EPC rulebooks guidelines.
- Collaborated with Business Analysts to clarify requirements and address issues identified during testing.
- Authored test cases, including comprehensive End to End Testing documentation.
- Logged and tracked defects using HP Quality Center and JIRA.
- Performed detailed analysis of Business Requirement Documents and Change Requests.
Education
Bachelor of Engineering - Electronics And Communications Engineering
Y.T.I.E.T
Mumbai06-2010
Skills
- Agile methodology
- Business analysis
- Solution design
- JIRA and Confluence
- MS Visio and Miro
- Stakeholder management
- Leadership and team building
- Negotiation skills
- Mentoring and coaching
- Problem solving
- Decision making
- Project management
- Requirement gathering
Certification
- Certified International Payment System Professional (CIPSP)
- ISTQB Foundation Level
- ISTQB Agile Tester Extension
- CertiProf Scrum Foundation Professional Certificate (SFPC)
Languages
- English
- Hindi
- Marathi
Personal Information
Date of Birth: 01/27/88
Timeline
Business Architecture Associate Manager
Accenture
01.2022 - Current
Senior Business Analyst
Volante Technology
08.2020 - 12.2021
Business Analyst
Financial Software & Services Pvt Ltd
09.2019 - 08.2020
Senior Consultant
Capgemini
12.2015 - 03.2019
Senior Software Engineer
Hexaware Technologies
12.2014 - 12.2015
Staff Consultant
Oracle Financial Services Software Ltd
12.2010 - 12.2014
Bachelor of Engineering - Electronics And Communications Engineering
Y.T.I.E.T
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