SAGAR K P
Kozhikode
Summary
Experienced retail finance coordinator with a proven track record of success in the financial industry. Possesses extensive knowledge of bank regulations, financial best practices, and effective sales strategies. Skilled in building and nurturing productive relationships to drive business success. Dedicated professional committed to delivering exceptional results.
Overview
10
10
years of professional experience
Work History
RETAIL FINANCE COORDINATOR
DKH KIA MOTORS
12.2021 - 09.2024
- Oversee retail finance activities, including loan processing and credit evaluations
- Facilitate financing solutions and guide customers through loan applications
- Act as a liaison between the customer, the dealership, and banks or financial institutions to secure favorable loan terms
- Prepare & ensure accuracy of financial documents for compliance
- Resolve financing-related inquiries & provide exceptional service
- Submit loan applications to relevant financial institutions or internal approval teams and follow up promptly for swift approval
- Provide quick, customer-friendly solutions to enhance the buying experience and ensure seamless processing of all financing steps
RELATIONSHIP OFFICER
AXIS BANK LTD
06.2020 - 12.2021
- Assist customers in understanding financing options for vehicle purchases
- Work closely with dealerships to streamline the financing process and ensure smooth communication
- Maintain positive relationships with both new and returning customers to encourage repeat business
- Gather necessary documents from customers, including IDs, income statements, credit reports, and any other required paperwork
- Review and process auto loan applications, ensuring accuracy
HR EXECUTIVE
BLUEMOUNTAIN AUTOS (ROYAL ENFIELD AUTHORISED DEALERSHIP)
08.2017 - 01.2019
- Oversaw recruitment, onboarding, and employee records management
- Managed payroll processing and benefits administration, ensuring compliance
- Developed and conducted training programs to enhance employee skills
- Conducted performance appraisals and handled employee relations and issues
- Ensured compliance with labour laws and generated HR metrics and reports
SENIOR SALES EXECUTIVE
BLUEMOUNTAIN AUTOS (ROYAL ENFIELD AUTHORISED DEALERSHIP)
09.2014 - 08.2016
- Implemented sales strategies to achieve dealership revenue goals
- Led marketing efforts and promotional campaigns to drive sales
- Provided high-quality customer service and resolved issues effectively
- Analysed sales data to optimize performance and identify trends
- Managed inventory levels to balance stock and reduce excess
- Trained and mentored sales staff to improve performance and product knowledge
Education
Diploma - Tally & Foreign Accountancy
International Business School
Kozhikode, India11-2021
Bachelor of Commerce - Finance
Sikkim International University
Kozhikode, India07-2018
Skills
- Credit analysis
- Retail Finance & Loan Processing
- Interpersonal skills
- Marketing Proficiency
- Leadership skills
- Sales proficiency
- Mortgage banking and analysis
- Expertise in Excel
- Problem-solving skills
- Loan origination and underwriting
- Self-directed mindset
- Powerpoint presentations
Languages
English
Bilingual or Proficient (C2)
Hindi
Bilingual or Proficient (C2)
Malayalam
Bilingual or Proficient (C2)
Timeline
RETAIL FINANCE COORDINATOR
DKH KIA MOTORS
12.2021 - 09.2024
RELATIONSHIP OFFICER
AXIS BANK LTD
06.2020 - 12.2021
HR EXECUTIVE
BLUEMOUNTAIN AUTOS (ROYAL ENFIELD AUTHORISED DEALERSHIP)
08.2017 - 01.2019
SENIOR SALES EXECUTIVE
BLUEMOUNTAIN AUTOS (ROYAL ENFIELD AUTHORISED DEALERSHIP)
09.2014 - 08.2016
Diploma - Tally & Foreign Accountancy
International Business School
Bachelor of Commerce - Finance
Sikkim International University
Similar Profiles
Shakil PShakil P
Accounts Incharge at DKH MOTORS LLPAccounts Incharge at DKH MOTORS LLP
Xavier ToviasXavier Tovias
Business Development/Guest Specialist at KIA motors MotorsBusiness Development/Guest Specialist at KIA motors Motors
Samantha BubbSamantha Bubb
Service Representative at Kia Motors / Mistubishi MotorsService Representative at Kia Motors / Mistubishi Motors