Sahasraa Ch

Responsible for active credit management of designated portfolio utilizing solid credit skills and judgment, making timely and accurate recommendations to management.

Maintained full knowledge of current regulatory environment and made proactive adjustments to meet changing requirements.

Collaborated with management to evaluate credit strategies and develop improvements

Reported key performance indicators to department heads for management of positive cash flow and to adjust credit risk policies and procedures

Team Management

Vendor Management

• Critical function of analyzing credit risks of customers and determining risk ratings based on internal procedures, policies and guidelines
• Responsible for active credit management of designated portfolio utilizing solid credit skills and judgment, making timely and accurate recommendations to management
• Guide and support business line and product groups on credit and risk related issues
• Recognized across organization for diligence, accuracy and contributions toward maintaining positive cash position through problem resolution
• Monitored accounts for signs of fraud and non-payment issues
• Investigated and evaluated customers for creditworthiness and potential risk factors
• Leading a Team to handle the process across states
• Monitored the portfolio performance of unsecured loans