SAHIL .
Jalandhar
Summary
Finance professional with over 6 years of experience in banking and financial services. Specializes in client acquisition and financial advisory, managing high-value portfolios effectively. Delivers tailored investment and credit solutions while demonstrating strong leadership and problem-solving skills. Proficient in developing proposals and facilitating communication in dynamic environments.
Overview
7
7
years of professional experience
Work History
Relationship Manager
Kotak Mahindra Bank Ltd
Jalandhar
01.2025 - Current
- Advised clients on financial products, including loans, insurance, and investments.
- Managed client portfolios, enhancing satisfaction and retention of banking services.
- Developed strategic asset allocation plans aligned with client investment goals.
- Implemented effective risk management strategies to safeguard client assets.
- Presented tailored investment proposals based on individual client profiles.
- Conducted due diligence on potential investments to ensure regulatory compliance.
- Provided insights on investment opportunities tailored to client needs.
- Analyzed economic indicators to anticipate changes in the market environment.
Sales Manager
Axis Bank Ltd
Amritsar
03.2021 - 12.2024
- Educated clients on financial products and services tailored to their needs.
- Facilitated regular portfolio reviews to assess performance and adjust strategies.
- Explained advantages and disadvantages of available financial products to customers to maximize satisfaction.
- Communicated regularly with clients via phone, email, or video conferencing regarding their financial matters.
- Facilitated client meetings with comprehensive investment strategy planning.
- Consulted with clients to assess and meet short- and long-term financial goal.
- Promoted business to increase customer base and grow revenue.
- Provided ethical, objective and holistic financial planning advice to clients.
Relationship Manager
HDFC Bank Ltd
Jalandhar
09.2021 - 05.2024
- Handled a portfolio of over 100 high-net-worth individual clients for their financial needs.
- Provided financial education and guidance to clients on various products.
- Developed customized financial plans based on client goals and risk tolerance.
- Attended local gatherings and networking events as bank representative to establish community relations and generate potential customer leads
- Supervised preparation of documents, financial models and presentations.
- Advised customers on financial investment options and capital expenditures.
- Followed up with clients periodically via phone calls or emails to discuss progress towards achieving financial goals.
- Advised clients on tax planning strategies related to their investments.
- Explained complex concepts such as stocks, bonds, mutual funds, ETFs, commodities and derivatives in an easy-to-understand manner.
Relationship Manager
Axis Bank Ltd
Jalandhar
03.2021 - 08.2021
- Managed client portfolios totaling ₹55 Crores, ensuring satisfaction and retention of banking services.
- Delivered structured financial solutions tailored to SME clients' unique needs.
- Performed thorough risk assessments to inform strategic recommendations for clients.
- Built trusted business relationships through effective communication and support.
- Analyzed financial data to identify trends that guided decision-making processes.
- Recommended targeted strategies to assist clients in achieving financial objectives.
- Educated clients on investment principles and market dynamics, emphasizing portfolio diversification.
- Assisted clients in selecting suitable insurance policies aligned with their financial goals.
Credit Associate
Ivangel Sales & Services Pvt Ltd
Jalandhar
01.2020 - 03.2021
- Processed credit applications and assessed customer financial information.
- Communicated with clients to clarify credit terms and conditions.
- Prepared periodic reports summarizing the performance of the portfolio.
- Assessed new products or services for potential impacts on the existing portfolio.
- Developed comprehensive understanding of financial statements, enhancing opportunities to assess risk.
- Performed regular reviews of internal policies and procedures.
Sales Coordinator - SME Working Capital Group
T&M Services Consulting Pvt Ltd
Jalandhar
08.2018 - 12.2019
- Organized client meetings and maintained precise financial records.
- Educated clients on diverse financial products and services.
- Conducted risk assessments to identify optimal investment options for clients.
- Collaborated with senior advisors to enhance client service processes.
- Utilized CRM software for effective management of client interactions and follow-ups.
- Developed marketing materials to promote financial advisory services.
- Prepared comprehensive financial reports while ensuring confidentiality of all client information.
Education
MBA - Finance
Lovely Professional University
01.2020
B.Com. -
Guru Nanak Dev University
Jalandhar01.2018
12th -
N.C. Model Sr. Sec. School
01.2015
10th -
N.C. Model Sr. Sec. School
01.2013
Skills
Financial advisory expertise
- Portfolio and wealth management
- Cross-selling strategies
- Risk assessment and compliance
- Client relationship management
Personal Information
Date of birth: 16/11/1998
Languages
English
First Language
Timeline
Relationship Manager
Kotak Mahindra Bank Ltd
01.2025 - Current
Relationship Manager
HDFC Bank Ltd
09.2021 - 05.2024
Sales Manager
Axis Bank Ltd
03.2021 - 12.2024
Relationship Manager
Axis Bank Ltd
03.2021 - 08.2021
Credit Associate
Ivangel Sales & Services Pvt Ltd
01.2020 - 03.2021
Sales Coordinator - SME Working Capital Group
T&M Services Consulting Pvt Ltd
08.2018 - 12.2019
MBA - Finance
Lovely Professional University
B.Com. -
Guru Nanak Dev University
12th -
N.C. Model Sr. Sec. School
10th -
N.C. Model Sr. Sec. School
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