Experienced area technical manager with a demonstrated history of working in the banking and housing finance sector .Proven expertise in property valuation,regulatory compliance and vendor management ,Successfully managed technical operations at different organizations and overseeing regions in Aandhra pradesh and telangana
Overview
8
8
years of professional experience
Work History
Area Technical Manager
RBL Bank
11.2024 - Current
Analyzing and understanding proposals of the affordable segment
Conduct property visits in case of valuation discussions or case decisioning required
Maintained up to date knowledge of regulatory changes affecting property valuations
Taking care of NPA,Audit and co lending cases
Regular engagements with with vendors ,analyzing market trends and discussing improvements in quality and TAT
Area Technical Manager
Tata Capital Housing Finance Limited
11.2021 - 11.2024
Joined Tata Capital as Technical Manager and promoted as Area Technical Manager in span of 1.5years
Evaluating various properties such as Residential ,commercial and industrial for fair market valuation using different valuation techniques with proper due diligence, as per building bye laws and policies
Vetting around 600 to 800 cases in month which includes internal and external agencies reports
Monitoring APF(Approved Project Funding) activity and recommendations to next level
Field visit where ever required discrepencies observed/valuation challenges/adverse feedback on property
Monitoring central Data's such as Audits,NPA,APF subsequents,Standard Assets
Updating of Real estate developments and market trends to other functional areas regularly
Engaged with Vendor empanelments and its bill payments in specified timelines
Technical Officer
ICICI Bank Limited
08.2019 - 11.2021
Worked as Technical Officer in ICICI BANK Ltd
Being updated regularly with market trends and pricing.
Have knowledge on GOs and Valuation methods
Mortgage Valuation by visiting the properties.
Deviations captured w.r.t plan and site
Vendor Management
Offrole Valuer
HDFC Ltd
10.2018 - 07.2019
Worked as Offrole technical valuer in HDFC Ltd
Conducted technical valuations in Kukatpally,kompally and uppal locations
Evaluating properties with proper due deligence and forwarding reports to branch managers
Site Engineer
Danaiah Contracts
08.2017 - 09.2018
Worked in multiple sites of Roads and Buildings
Monitoring and completion of works in timely basis
Quality checks of materials,payments to material as well as stock etc
Education
Btech - -68.12%
SRTIST Engineering College
2015
Diploma in Civil Engineering - Civil Engineering-78.5%
Govt Polytechnic College
2012
SSC - -82.65%
Vidya Grammer High School
2009
Skills
Knowledge of Auto cad,Ms office
Additional Information
NAME : SaiCharan Chittaloori
FATHER’S NAME : Venkateshwarlu
MOTHER;S NAME : Padmaja
DOB : 15-06-1993
GENDER : Male.
NATIONALITY : Indian
Declaration
I am a dedicated and a devoted hard working person who can put in sustained andeffective hard work. I have a sterling character of high integrity and honesty and I am confidentofmy ability todeliverresultforgiven a task.
I hereby declare that the information given above is mentioned true and correct to thebestofmy knowledgeandbelief.
Education
other,other,other
Personal Strengths
I am smart worker, Good grasping power & efficient observation skills
Zeal to learn new things and work innovatively, quick learner & self motivate.
Named as great team worker for achieving company's goals
Timeline
Area Technical Manager
RBL Bank
11.2024 - Current
Area Technical Manager
Tata Capital Housing Finance Limited
11.2021 - 11.2024
Technical Officer
ICICI Bank Limited
08.2019 - 11.2021
Offrole Valuer
HDFC Ltd
10.2018 - 07.2019
Site Engineer
Danaiah Contracts
08.2017 - 09.2018
Diploma in Civil Engineering - Civil Engineering-78.5%