Sai Gowtham Guthula
Visakhapatnam
Summary
Results-driven Area Manager with expertise in fraud prevention, investigation, and regulatory compliance. Proven track record of driving sales growth, optimizing branch operations, and ensuring adherence to RBI guidelines. Skilled in advanced analytics, risk assessment, and AML regulations.
Overview
6
6
years of professional experience
1
1
Certification
Work History
Area Manager
YES Bank Limited
11.2024 - Current
- Led fraud prevention and intelligence operations, ensuring regulatory compliance and safeguarding customer funds.
- Utilized advanced analytics tools to monitor transactions and detect suspicious patterns.
- Conducted in-depth fraud investigations and coordinated with law enforcement and regulatory bodies.
- Developed and implemented proactive fraud prevention strategies and trained customers and internal teams on fraud risks and prevention measures.
Deputy Manager
ICICI Bank Limited
09.2022 - 02.2024
- Spearheaded a team of 6 associates, driving performance through coaching, motivation, and feedback, while ensuring 100% First-Time-Right logins and managing branch relationships.
- Delivered Best Operating income and net profit by selling third-party products, generating leads, and increasing portfolio growth in insurance and accounts.
- Ensured operational efficiency, compliance with RBI audits, and adherence to KYC/AML regulations, while monitoring sales team performance and reporting data.
- Successfully managed the administration and daily operation of a full-service branch, driving business growth and profitability
Assistant Manager
Fyers Securities Private Limited
02.2021 - 08.2022
- Provided technical assistance and support to sales team, resolving client queries and improving user experience.
- Collaborated with internal teams to enhance trading systems and tools, and prepared product documentation and technical training materials.
- Maintained strong communication with clients, ensuring swift resolution of technical issues.
Assistant Manager
Axis Bank Limited
01.2020 - 11.2020
- Managed home loan credit sales, guiding clients through the loan application process and providing expert advice.
- Built and maintained relationships with real estate agents and builders to generate business leads and referrals.
- Ensured compliance and streamlined the loan processing and approval workflow.
Education
MBA in Banking Finance (Pursuing) -
Manipal Global Academy of BFSI
01.2020
Bachelor of Technology - Electronics and Communications Engineering
GMR Institute of Technology
Rajam, Srikakulam01.2017
Intermediate - undefined
Narayana Junior College
01.2013
SSC - undefined
P.E.N. School
01.2011
Skills
- Retail Banking
- Banking Credit Analysis
- Valuation
- Financial Modeling
- Investment Planning
- Mutual Fund Distribution
Certification
- Udemy (Retail Banking)
- Udemy (Microsoft Excel)
- NISM Series Vi (Depository Operations)
- NISM Series VA (Mutual Fund Distributions)
- Udemy (Commercial Credit Analysis)
- Udemy (Banking Credit Analysis)
Languages Known
English, Telugu and Hindi.
Timeline
Area Manager
YES Bank Limited
11.2024 - Current
Deputy Manager
ICICI Bank Limited
09.2022 - 02.2024
Assistant Manager
Fyers Securities Private Limited
02.2021 - 08.2022
Assistant Manager
Axis Bank Limited
01.2020 - 11.2020
Bachelor of Technology - Electronics and Communications Engineering
GMR Institute of Technology
Intermediate - undefined
Narayana Junior College
SSC - undefined
P.E.N. School
MBA in Banking Finance (Pursuing) -
Manipal Global Academy of BFSI
Key Strengths
- Strong team player with the ability to collaborate effectively.
- Highly adaptable and quick to learn new concepts.
- Excellent time management and prioritization skills.
- Proven leadership abilities in guiding and motivating teams.
- Strong communicator with the ability to engage diverse audiences.
- Skilled in multitasking and performing under pressure.
- Empathetic and supportive in team interactions.
Additional information
Date of Birth: 26th December 1995.
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