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Dynamic professional with extensive experience in the cards and payments industry, specializing in product strategy, transformation, and regional delivery leadership. Currently leading the Rewards vertical at DBS Bank, with notable achievements including large-scale implementations such as debit card migrations and innovative digital onboarding programs. Expertise in establishing co-brand partnerships and integrating major payment schemes like Visa, Mastercard, and RuPay has driven significant advancements in digital payments through tokenization and virtual card frameworks. Recognized for strategic contributions across markets in Singapore, India, the US, Mexico, and the UK, consistently fostering strong stakeholder engagement and enhancing profitability through cutting-edge initiatives.

Perceptive Senior Business Analyst, Senior Product Owner, Techno-functional consultant with 9 years driving successful business processes & leading the implementation of customized IT solutions for complex business problems; working closely with executive management and teams at all levels in both Product Based and Service Based Organization.
Dedicated to maximizing impact of key performance metrics to enhance and expand business operations. Leading Modernization Project in Credit Risk Domain, Managing Teams, Known for leveraging both macro and micro-scale analyses to generate holistic images of ongoing business operations for immediate action-ability. Expertise in Capital Market, In Retail banking, Core banking, AML & Regulatory reporting projects, Credit Risk and Market Risk. Experience in managing end to end projects from initiation to closure, handling multiple stakeholder's expectations while maintaining high quality delivery under tight deadlines. Hands-on experience on the agile methodology and SDLC methodology. Great IT Service Management (ITSM) experience in Service Catalog, Requirement Fulfillment, Self Service Portal Incident Management, Change Management, Problem Management, Learning Management on Service Now platform.

I’m experienced in Information Technology industry, practicing Agile frameworks, and having result-oriented mindset in Product development. More proficient in engage myself in organizational growth using creativity and focused on achieving organizational objectives. A Team player with team management skills and attributes, enthusiastic person with self-learning.

Perceptive Senior Business Analyst, Senior Product Owner, Techno-functional consultant with 9.6 years driving successful business processes & leading the implementation of customized IT solutions for complex business problems; working closely with executive management and teams at all levels in both Product Based and Service Based Organization. Dedicated to maximizing impact of key performance metrics to enhance and expand business operations. Leading Modernization Project in Credit Risk Domain, Managing Teams, Known for leveraging both macro and micro-scale analyses to generate holistic images of ongoing business operations for immediate actionability. Expertise in Capital Market, In Retail banking, Core banking, AML & Regulatory reporting projects, Credit Risk and Market Risk. Experience in managing end to end projects from initiation to closure, handling multiple stakeholder's expectations while maintaining high quality delivery under tight deadlines.

Samina Khatun

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Associate Technology

BTECH - Computer Science And Engineering

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