Samrat Kumar Das
Bengaluru
Summary
A young credit professional who is a quick learner, is results-oriented, and has a habit of achieving targets. I have attention to detail and follow policies to maximize the corporate 's business by maintaining a healthy portfolio and reducing delinquency.
Overview
2
2
years of professional experience
1
1
Certification
Work History
Deputy Credit Manager
Toyota Financial Services
Bengaluru
10.2024 - Current
- Processed high-quality credit appraisals with minimum error.
- Maintained TAT and consistently overperformed to help reduce the team's overall TAT.
- Consistently achieved the FPD target of less than 0.5%.
- High productivity of 18 to 22 files per day.
- Maintained smooth communication between the sales team and higher management to maintain efficient operations.
- Suggested efficient ways for the management to balance the workload.
Forex Portfolio Analyst
B B Advisory
Bengaluru
04.2023 - 07.2023
- Traded Forex and commodity on behalf of the company's customers.
- Made daily presentations on how the market might react on that particular day.
- Achieved profits of over $100 by the end of the internship.
Education
MBA - Finance
Christ University
Bengaluru06-2024
B.COM - Finance
Kristu Jayanti College
Bengaluru06-2020
Skills
- Credit assessment
- TAT management
- Financial analysis
- Bureau report interpretation
- PD analysis
- Credit data processing
- MS Excel
- Credit risk assessment
Certification
- Certified Investment Banking Operations Professional (CIBOP) - Imarticus
- Financial Modelling - Quintedge
- Bloomberg Market Concepts - Bloomberg
Languages
Bengali
First Language
Hindi
Proficient (C2)
C2
English
Proficient (C2)
C2
References
References available upon request.
Timeline
Deputy Credit Manager
Toyota Financial Services
10.2024 - Current
Forex Portfolio Analyst
B B Advisory
04.2023 - 07.2023
MBA - Finance
Christ University
B.COM - Finance
Kristu Jayanti College
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