Open To Work
Ashutosh Panditrao Borkhade
Amravati
Work Preference
Summary
Dynamic professional with extensive experience with 10 years in Agri Business and Agricultural Financing with Credit and Banking Business (Sales) with compliance monitoring at HDFC Bank, State Bank of India and World Bank Project. Proven track record in Credit Assessment and vendor management, enhancing operational efficiency. Skilled in strategic planning and effective communication, Liaison with Govt. Officials. Driving successful project outcomes and fostering strong customer relationships. Committed to delivering results and improving performance in fast-paced environments.
Overview
11
11
years of professional experience
Work History
Deputy Manager - KGC Credit Agri
HDFC BANK LTD
09.2023 - 03.2026
- Processing and Compliance of Agri SME, Related Cases & Credit Assessment within TAT
- Vendor Management & House Keeping Visit to Vendor's on regular intervals to keep a close watch on quality.
- Follow up with the business counterparts for housekeeping Parameters such as PDD's / RC pendency / Mutation Checks/ EMR / Overdue deferrals Credit Visit To Non Starters / EMR for RCA and update senior management.
- To ensure CAD is not breached.
- Visit Presanction and Post Sanction Cases.
- CAM Visit
- Follow up with business counterparts for pending cases and FTNR reduction so as to ensure both credit TAT and E2E TAT is met as defined by the management.
- Monitoring To ensure Approval Rate / Credit & E2E TAT / FTAR / Pending Reasons / Rejection Reason to be monitored on real time basis at a location level across products to check slippages.
- Audit To ensure adherence to both internal and external audit guidelines.
Executive - Marketing (Agri)
State Bank of India
Amritsar
03.2020 - 03.2023
- Sourcing New Agri Business & Agri Allied Activities (Dairy, Food Proc. Units, Poultry, Goat Farm etc.)
- High Value & Tech Agri Project - Cold Storage / Warehouse / Rice Sheller etc.
- Working With JLG, SHG, FPO, FPC.
- Liaison with various Govt. Officials & Arrange Farmers Meets etc.
- Implement Various State & Central Govt. Agri Schemes - KCC, AIF, SUI, PMFME, PMMSY, PMEGP, AMI etc.
- Visit and Financing New Farm Machinery - Tractors / Combine Harvesters, Other Farm Machinery & Equipment's
Specialist - Agri Business (PS-AB)
T & M Services Consulting Pvt. Ltd
11.2017 - 01.2020
- Working & Formation of - JLG, SHG, FPO, FPC.
- Liaison with various Govt. Officials.
- Identify New Agri Activities in Area
- Organized Farmers Meets etc.
- Nanaji Deshmukh Krushi Sanjivani Prakalp (PoCRA) Dist. Project
- World Bank and State Govt. of Maharashtra joint Project
Sales Officer
The Vidarbha Co Operative Marketing Federation
Amravati
07.2015 - 10.2017
- Sales & Marketing Fertilizers & Agri Input Products.
- One year work in Experiential Learning (RAWE) at the place Amravati.
- One Year Part Time work experience as Commercial Gardner & Landscape Designer in P. R. Pote Education and Welfare Trust, Amravati.
- Three Year Part Time work experience as 'Sales Officer' in Aqua-guard Plastic and Polymer Pvt. Ltd for a Amravati District.
- Seventh Month work Experience as 'Extension Officer' in KPPS Pvt. Ltd, Amravati.
- Factory Division
Education
M.B.A. - Agri.
School of Agri-Business Management
Nagpur01-2015
B.Sc. - Horticulture
Shri Shivaji College of Horticulture
Amravati01-2013
Skills
- MS-OFFICE
- Data Analysis
- Basic Computer Operations
- Credit assessment
- Compliance monitoring
- Vendor management
- Credit Risk Analysis
- Customer management
- Project coordination
- Market analysis
- Regulatory liaison
- Team leadership
- Effective communication
- Problem solving
- Attention to detail
- Strategic planning
- Conflict Resolution
- Process Optimization
- Team development
- Multitasking
Other Curriculum Activities
- Attained World Food India at Delhi 2017-18
- National Service Scheme (NSS) camp work for 240 Hours
- Attained National Seminar on Personality Development at Bangalore
- Participated in AGROVISION Workshop, National Expo & Conference at Nagpur, 2013
- Participated in KRISHI VASANT National Expo Nagpur, 2014
- Participated in Inter-school, College Sports Competition (like - Basketball & cricket)
- Core Volunteer of NGO 'Art of Living'
- Attended two days 'Workshop on Personality Development' in December 2013 at SABM Nagpur
Hobbies and Interests
- Playing Cricket
- Photography
- Travelling
- Listening to Music
Personal Information
- Father's Name: Shri. Panditrao Omkarrao Borkhade
- Mother's Name: Mrs. Pratibha Panditrao Borkhade
- Spouse's Name: Mrs. Mrunal Ashutosh Borkhade
- Date of Birth: 04/16/90
- Gender: Male
- Nationality: Indian
- Marital Status: Married
- Place of Birth: Amravati
Languages
English
Proficient (C2)
C2
Hindi
Proficient (C2)
C2
Marathi
Native
Native
Disclaimer
I hereby declare that all the information furnished above is true and correct to the best of my knowledge and belief.
Timeline
Deputy Manager - KGC Credit Agri
HDFC BANK LTD
09.2023 - 03.2026
Executive - Marketing (Agri)
State Bank of India
03.2020 - 03.2023
Specialist - Agri Business (PS-AB)
T & M Services Consulting Pvt. Ltd
11.2017 - 01.2020
Sales Officer
The Vidarbha Co Operative Marketing Federation
07.2015 - 10.2017
M.B.A. - Agri.
School of Agri-Business Management
B.Sc. - Horticulture
Shri Shivaji College of Horticulture