Sanath Sequiera

Roles and Responsibilities
• Investigating on Sanctioned Screening and Payment Transaction Monitoring (TM) to Identify Fraud and Money
Laundering activities and suspicious activities related to gambling, terrorist financing, Game of skill or any
other illegal activities.
• Investigating of Enhanced Due Diligence (EDD) watchlist alerts to find potential politically exposed persons
(PEP) and provide justification for closure. Aided and provided information to support Suspicious Activity
Reports (SAR) or equivalent for regulatory.
• Reviewing case based on the Contextual review between the User’s and SDN.
• Identified multiple significant cases, red flags and patterns associated with the laundering of illicit funds.
Quality Analyst
• Performing quality assurance audits for L2A cases.
• Maintaining quality standards development, Data monitoring and reporting.
• Analyze test results and produce comprehensive reports detailing findings and recommending actionable
improvements.
• Conduct detailed statistical analysis to identify trends, issues, and areas for improvement in product and process
quality.

Enterprise Fraud Management – New Account (KYC/AML)

• Investigating new accounts and deny/allow to continue banking (KYC).
• Monitor and analyze financial transactions to identify and investigate potentially suspicious activity.
• Working in the level of L0, L2A and L2B investigating the risk-based approach of sanctioned country alert, safety escalations and SDN external research.
• Tracking the suspicious IP logins using Fraud net tool.
• Detecting possible suspicious fraudulent Check transactions (Mobile deposit, ACH and Wire transaction) to prevent future losses to bank (AML).
• Decisioning the alert as Fraud and Not Fraud based on the red flags observed during investigation.
• Blocking the accounts and terminate the relationship of Fraud customer.
• Sending Closing Recommendation letters to the customers when we block or close accounts.
• We file CFO (Centralized Fraud Operation) cases for fraudulent accounts.
• Assisting internal emails with fraud inquiries to Onshore.
• Excellent problem solving abilities with a focus in meeting established timelines and SLAs.

Retail Lending – Loan Application (AML/KYC)

• Verifying Fraud in KYC on Application pertaining to Credit and Debit Card.
• Verifying Fraud in KYC on Application pertaining to Consumer Loans.
• Verifying Relevant Documents and review the suspect details.
• Decisioning application with appropriate resolutions as per SOP.
• Highlight and Red flagged cases to second level escalation for further investigation.
• Daily Status E-mail on team performance to Senior Leadership.

Kite Detection – Verifying Cheque

• Verifying the Client’s data with Client Central.
• Identifying the fraud trend.
• Verifying Cheques in Check Image Direct Applications.
• Reporting the suspicious activity to On-Shore.
• Interacting with Onshore team and providing feedback about the latest Fraud Trends identified during the investigation.