SANDEEP SINGH
Banker
Kolkata
Summary
Seasoned banker with 14 years of comprehensive experience in Banking & Financial Services, adept at navigating diverse landscapes spanning India and the United Arab Emirates. Demonstrated proficiency in Retail Banking, adeptly managing both asset and liabilities portfolios. Known for a proactive approach to learning, fostering collaboration, and embodying a team-centric ethos. Eager to channel my expertise into driving success for ICICI Bank.
Overview
14
14
years of professional experience
5
5
years of post-secondary education
4
4
Languages
Work History
Senior Manager
Bank of Maharashtra
8 2023 - Current
- Implemented strategic business development initiatives to stimulate client growth and diversify revenue streams
- Conducted thorough credit assessments to evaluate borrower creditworthiness and mitigate lending risks
- Analyzed financial statements and credit reports to assess borrowers' financial health and repayment capacity
- Developed and enforced credit risk management protocols to ensure regulatory compliance
- Provided well-informed credit recommendations based on detailed risk analysis, enhancing the organization's risk management framework
- Driving sales via the Direct Selling Agent (DSA) channel and Builder partnerships
Regional Sales Manager (2018-2023) / Branch Head(2013-2018)
South Indian Bank
07.2010 - 08.2023
- Supported Senior Leadership in strategizing internal and external stakeholder engagements for the Retail Loan portfolio across 11 states in Eastern India
- Directed and empowered a 15-member team, ensuring high autonomy and productivity
- Monitored annual budgets to drive performance across 36 branches in Eastern India
- Cultivated junior team skills while managing workloads and ensuring well-being
- Consistently executed professional client management practices including strategic planning, reporting, lead generation, and conversion
- Spearheaded the establishment of a new branch for South Indian Bank in Al Quoz, Dubai, United Arab Emirates
- Expanded remittance business in key markets and developed NRI business in the UAE
- Fostered strategic partnerships with Money Transfer Companies like Western Union and Xpress Money
- Motivated the team to engage proactively with clients to enhance relationships
- Defined employee roles and monitored performance to uphold high standards
- Achieved break-even status for the branch within 15 months, earning recognition from senior management.
Education
Master of Business Administration -
IBS Hyderabad
Hyderabad, Telengana 04.2008 - 05.2010
Bachelor of Commerce -
Calcutta University
Kolkata, West Bengal 04.2005 - 05.2008
Skills
Leadership
Team Management
Strategic Planning
Communication
Analytical Skills
Sales Management
Customer Focus
Adaptability
Troubleshooting and problem resolution
Idea Development and Brainstorming
Location
Kolkata, India
Timeline
Regional Sales Manager (2018-2023) / Branch Head(2013-2018)
South Indian Bank
07.2010 - 08.2023
Master of Business Administration -
IBS Hyderabad
04.2008 - 05.2010
Bachelor of Commerce -
Calcutta University
04.2005 - 05.2008
Senior Manager
Bank of Maharashtra
8 2023 - Current