SANDEEP SINGH
Banker
Kolkata
Summary
Seasoned banker with 14 years of comprehensive experience in Banking & Financial Services, adept at navigating diverse landscapes spanning India and the United Arab Emirates. Demonstrated proficiency in Retail Banking, adeptly managing both asset and liabilities portfolios. Known for a proactive approach to learning, fostering collaboration, and embodying a team-centric ethos. Eager to channel my expertise into driving success for ICICI Bank.
Overview
14
14
years of professional experience
5
5
years of post-secondary education
4
4
Languages
Work History
Senior Manager
Bank of Maharashtra
8 2023 - Current
- Implemented strategic business development initiatives to stimulate client growth and diversify revenue streams
- Conducted thorough credit assessments to evaluate borrower creditworthiness and mitigate lending risks
- Analyzed financial statements and credit reports to assess borrowers' financial health and repayment capacity
- Developed and enforced credit risk management protocols to ensure regulatory compliance
- Provided well-informed credit recommendations based on detailed risk analysis, enhancing the organization's risk management framework
- Driving sales via the Direct Selling Agent (DSA) channel and Builder partnerships
Regional Sales Manager (2018-2023) / Branch Head(2013-2018)
South Indian Bank
07.2010 - 08.2023
- Supported Senior Leadership in strategizing internal and external stakeholder engagements for the Retail Loan portfolio across 11 states in Eastern India
- Directed and empowered a 15-member team, ensuring high autonomy and productivity
- Monitored annual budgets to drive performance across 36 branches in Eastern India
- Cultivated junior team skills while managing workloads and ensuring well-being
- Consistently executed professional client management practices including strategic planning, reporting, lead generation, and conversion
- Spearheaded the establishment of a new branch for South Indian Bank in Al Quoz, Dubai, United Arab Emirates
- Expanded remittance business in key markets and developed NRI business in the UAE
- Fostered strategic partnerships with Money Transfer Companies like Western Union and Xpress Money
- Motivated the team to engage proactively with clients to enhance relationships
- Defined employee roles and monitored performance to uphold high standards
- Achieved break-even status for the branch within 15 months, earning recognition from senior management.
Education
Master of Business Administration -
IBS Hyderabad
Hyderabad, Telengana 04.2008 - 05.2010
Bachelor of Commerce -
Calcutta University
Kolkata, West Bengal 04.2005 - 05.2008
Skills
Leadership
undefinedLocation
Kolkata, India
Timeline
Regional Sales Manager (2018-2023) / Branch Head(2013-2018)
South Indian Bank
07.2010 - 08.2023
Master of Business Administration -
IBS Hyderabad
04.2008 - 05.2010
Bachelor of Commerce -
Calcutta University
04.2005 - 05.2008
Senior Manager
Bank of Maharashtra
8 2023 - Current
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