Summary
Overview
Work History
Education
Skills
Certification
Timeline
Generic
Sandeep Pal

Sandeep Pal

Bengaluru

Summary

Dynamic Business Analyst with a proven track record at Société Générale, excelling in Agile methodologies and regulatory reporting. Spearheaded ESG model implementations, enhancing decision-making processes. Proficient in SQL and adept at problem-solving, I deliver impactful solutions that drive operational improvements and ensure compliance with industry standards.

Overview

5
5
years of professional experience
1
1
Certification

Work History

Business Analyst (Credit Risk – ESG)

Société Générale GSC
Bangalore
03.2025 - Current

- Leading two ESG Calculators teams for Climate Physical Risk Reports and Pre-Deal Check, coordinating daily stand-ups, sprint planning, and

stakeholder reviews using Agile/Scrum ceremonies to deliver 100% on-time project completion

- Implemented pre-deal check models for 7 sectors (identified in the SG ESG Risk Strategy Monitoring Committee), evaluating counterparty carbon

emissions against group targets, resulting in data-driven loan approval/denial decisions that prevented high-emission exposures, enabling ECB

regulatory reporting and supporting credit decisions that aligned with group emission targets

- Delivered executive presentations to senior management covering delivery roadmaps, audit results, and infrastructure billing, managing

relationships with POs, risk teams, regulators, auditors, and third-party data vendors

- Spearheaded new ESG model implementation within 2 months of joining, conducting impact analysis, creating specifications, leading developer

workshops, and managing integration testing, UAT, and production delivery under tight deadlines

- Managing team AWS-hosted reporting infrastructure (S3, Lambda, schedulers) to quantify 12 climate hazards (fire weather, drought, flood, etc.)

using threshold matrices, delivering critical risk scores to financial risk teams and regulators

- Managed production application health through daily health checks, API testing (Postman/Insomnia/Bruno), BDD practices (FitNesse) and model iterations, ensuring 99.9% uptime and proactive issue resolution

Business Analyst (Credit Risk)

Société Générale GSC
Bangalore
10.2021 - 03.2025

- Managed the Business Analysis lifecycle for multiple critical projects using Agile methodologies and Scrum ceremonies, creating User Stories and

managing requirements in JIRA to ensure effective collaboration and timely delivery while handling Change Management and SDLC activities,

demonstrating strong communication skills.

- Standardized flow by decommissioning existing Input methods and introducing JSON-based standard Import method, managing requirements

through JIRA user stories within Agile SDLC framework.

- Migrated SSRS (SQL Server Reporting Services) Report to Postgres SQL based reporting on Application Frontend (React/springboot framework),

coordinating with development teams using Agile methodologies and JIRA for tracking while performing SQL optimization.

- Assessed Data structures and architecture for reconciliation of Realized Provisions and Estimated Provisions through Accounting channel

reconciliation, enforcing Data Governance standards and involving extensive data validation and Change Management processes.

- Implemented NAF based Sectoral Information Parameter after Decommissioning of Internal Economic Survey as required by ECB, following Agile

ceremonies for stakeholder alignment and approval.

- Generated specific reports on MS Power BI after ETL, providing business insights through SSAS Cube data source, with requirements documented

in JIRA and delivered through Agile sprints.

- Implemented Merger of two Entities on concerned application (Merger of Referential data) and studied impact of sale of RosBank from Societe

Generale group, managing Change Management activities through Scrum ceremonies and JIRA tracking.

Associate Consultant (Pre Sales S4 HANA)

Infosys Ltd
Pune
05.2021 - 10.2021
  • Coordinated with clients to gather requirements for successful implementation of SAP On Cloud (S4 HANA).
  • Developed BRDs for SAP GTM technical team and liaised between tech team and business stakeholders to ensure alignment.
  • Infosys Certified Professional SAP Functional Consultant.
  • Managed deal pricing, project budgeting, and resource allocation to facilitate on-time project delivery.

Education

MBA - Marketing and Finance Specialization

Symbiosis International University
Pune
01.2021

Bachelor of Engineering (BE) - Mechanical Engineering

Gujarat Technological University
Gandhinagar, Gujarat
01.2017

12th -

Kendriya Vidyalaya
01.2013

Skills

  • Requirements Gathering and Elicitation
  • Gap analysis
  • Impact Analysis and AS IS TO BE
  • Data analysis and Validations
  • SQL Proficiency
  • Advanced MS Excel
  • Regulatory Reporting
  • Requirements documentation (FRD/BRD)
  • User acceptance testing
  • Testing Strategy and Scenarios
  • BDD Practices (FitNesse Testing)
  • Agile methodologies (Scrum/Kanban/JIRA)
  • Data mapping
  • Software development life cycle
  • Problem solving & Operations improvement
  • Internal auditing
  • Operational reporting

Certification

  • Infosys Certification: SAP Functional Consultant
  • BLINC: Certified Business Analyst Level 2
  • Pursuing ECBA and US TCFD

Timeline

Business Analyst (Credit Risk – ESG)

Société Générale GSC
03.2025 - Current

Business Analyst (Credit Risk)

Société Générale GSC
10.2021 - 03.2025

Associate Consultant (Pre Sales S4 HANA)

Infosys Ltd
05.2021 - 10.2021

MBA - Marketing and Finance Specialization

Symbiosis International University

Bachelor of Engineering (BE) - Mechanical Engineering

Gujarat Technological University

12th -

Kendriya Vidyalaya
Sandeep Pal