Summary
Overview
Work History
Education
Skills
Certification
Project
Achievements
Timeline
Generic

Sandeep Reddy Battini

Hyderabad

Summary

Accomplished Process Specialist and Financial Analyst with over 7 years of experience and a proven track record at Cognizant and Berkadia, excelling in commercial mortgage lending and Mortgage servicing. Demonstrated expertise in Financial Analysis and Documents review. Possess good communication skills and always an enthusiast in learning new things.

Overview

9
9
years of professional experience
1
1
Certification

Work History

Process Specialist

Cognizant (Bancorp - Lending)
11.2020 - 11.2023
  • Served as subject matter expert for process-related inquiries, providing guidance to colleagues whenever needed.
  • Reviewing and Analyzing the loan and collateral documents to ensure the completeness, accuracy and compliance with the policies.
  • Review all required loan data, reports and inspections to make sure the collateral is acceptable for the lender and reach out to loan closers incase of any discrepancy.
  • Board Newly closed loans into Loan Manager by reading and interpreting complex legal agreements and related loan documentation like Promissory Notes, Loan agreements, Loan Authorizations and other related documents.
  • Funding loans of different types like 7A, Bridge loans, Refinance, Wholesale and purchase loans. Also, completed Disbursement procedures for them using the applications Spark, Workbench, Loan Manager by thoroughly checking the closing documents like Settlement statements, Loan Accounting Statements and Payment Instructions.
  • Generated transaction reports on Daily and Weekly basis to help the Onshore counterparts in performing Reconciliation activities.
  • Processed live payments of Guarantee fee in SBA portal.
  • Collaborated with Wires processing department to process Refund of Borrower deposits, Legal fee to attorney, Referral fee to agents, Premium to selling banks.
  • Post GL entries in workbench to facilitate the movement of funds between the accounts.
  • Generate monthly Billing statements and Insurance expiry notices and alert the Borrowers to comply with the requirements in timely manner.
  • Provided exceptional service to Borrowers by addressing their concerns and resolving issues in a timely manner.
  • Managed multiple tasks simultaneously ensuring timely completion of each task assigned without compromising on compliance or quality standards.
  • Performed QA on the activities processed by associates to provide timely feedback and help them come out of learning curve.

Financial Analyst

Berkadia (FSA And Document Workflow)
06.2014 - 09.2018
  • Trained and worked on Loan Servicing, DSCR Loan analysis and Calculation of Loan performance on periodical basis.
  • Submission of Analyzed Financial Reports into FNMA portal for Investor's view.
  • Analyzing Property Operating statements, Rent rolls, Income statements and coding line items to perform DSCR analysis.
  • Performing critical analysis on Low DSCR loans to find root cause and mention notes to analysis.
  • Handled special requests from CRMs, Borrowers and other internal processes.
  • Reach out to Onshore counterparts and Borrowers for any additional documents required for analysis.
  • Conduct Tax research and Insurance research from county websites and other departments.
  • Perform Rent roll analysis to find out variations in Occupancy and rental income of the property.
  • Efficiently organize the loan documents which help other processes to have an easy access whenever required.
  • Identifying the Loan servicing documents based on their types and imaging them into EPM which is a data base of documents.
  • Review the requests from Borrowers and other parties received into different mailboxes and divert them to the relevant departments for further processing.
  • Handling other miscellaneous tasks received as Ad-hoc requests.

Education

Bachelor of Commerce -

Badruka College of Commerce & Arts - OU
Hyderabad, India
03.2013

Skills

  • Commercial Mortgage Lending
  • Mortgage Servicing
  • Financial Analysis
  • Documents Review & Imaging
  • Trainings & Quality Assurance
  • MS- Outlook, Word & Excel

Certification

Certificate Authorization: Mortgage Bankers Association


  • Commercial Mortgage Servicer - Level I (August 2016)
  • Commercial Mortgage Servicer - Level II (July 2017)

Project

Unreconciled Queue:


Got an opportunity to handle the project alone which was transitioned from Onshore Team. Accomplished it successfully by reducing the size of the queue to 0 that helped various departments meet their SLAs. Also, trained other associates on this project.

Achievements

  • Received multiple R&R's for demonstrating outstanding performance among the peers.
  • Nominated by Home Manager for a Recognition within 6 months of joining the organization for delivering competing numbers with the experienced associates.
  • Appreciated by the Vice president for sharing valuable inputs that helped the process.
  • Received an award for participating and winning the competition of Logo Making for the team.
  • Received appreciations from Managers and Team members for effectively training the associates and for being their buddy during the learning curve.
  • Took part in a presentation along with the team to demonstrate the values adopted by organization.
  • Actively Participated in outbound trainings and received the program certifications from the trainers.

Timeline

Process Specialist

Cognizant (Bancorp - Lending)
11.2020 - 11.2023

Financial Analyst

Berkadia (FSA And Document Workflow)
06.2014 - 09.2018

Bachelor of Commerce -

Badruka College of Commerce & Arts - OU

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Sandeep Reddy Battini