Sangan Goudar
ESGCertified Professional : Independent Director Certification From World Development Council Under The Aegis Of Ministry Of Commerce
Bangalore
Summary
ESG Certified Professional Independent Director Certification from World Development Council Under the aegis of Ministry of commerce Highly motivated & solution-driven professional; with proven Branch / Business / Government Banking & Business development skills and 28 years of Banking Experience; proficient in establishing new branches/business from scratch while directing initiatives for infrastructure management, manpower hiring, brand development, leading to overall profitable growth. Distinctive at devising & deploying numerous effective strategies for magnifying client satisfaction along with revenue amplification. Accomplished at establishing and maintaining efficient relationship with bureaucrats & other officials that supports in enhancing the profitability as well as productivity in long-run.
Overview
29
29
years of professional experience
5
5
Languages
Work History
Head Current Account, TASC and Govt Banking
Jana Small Finance Bank
11.2025 - Current
- Proved successful working within tight deadlines and a fast-paced environment.
- Used strong analytical and problem-solving skills to develop effective solutions for challenging situations.
- Strengthened communication skills through regular interactions with others.
- Responsible for setting up teams across geographies.
- Responsible for Building a Book.on CA, TASC and GBG Business for the bank
Zonal Head NORTH – Branch Banking
Utkarsh Small Finance Bank
07.2024 - Current
- Accomplished as best performing location in the country within 9 months of Joining
- Head complete Retail Banking of branches across the Region for their GL Growth, Operations, Compliance, P&L Management, Credit & Loan Administration and Customer Service while leading the business development operations
- Determine annual and gross-profit plans by forecasting and developing annual sales, projecting expected sales volume & profit for existing / new products, analyzing trends & results, establishing pricing strategies, recommending selling prices, monitoring costs, competition, supply and demand
- Lead successful launch of new branches
- Acquired Govt. Banking Business and built a book of Rs.600 Crs
- Growth of Rs.1400+ Crs business for FY
- Growth of 65% YoY in Life Insurance and 100% YoY growth in GI HI
Chief Business Officer – Founding Member
Radian Finserv
07.2023 - 01.2024
- To establish into newer geographies
- To venture into newer business opportunities
- To tie-up with Banks and other establishments for BC partnerships
- Venture into newer geographies with multiple businesses franchise set-up
Regional Head South – Branch Banking
AU Small Finance Bank
06.2020 - 07.2023
- Accomplished as best performing location in the country within 7 months of launch
- Head complete Retail Banking of branches across the Region for their GL Growth, Operations, Compliance, P&L Management, Credit & Loan Administration and Customer Service while leading the business development operations
- Determine annual and gross-profit plans by forecasting and developing annual sales, projecting expected sales volume & profit for existing / new products, analyzing trends & results, establishing pricing strategies, recommending selling prices, monitoring costs, competition, supply and demand
- Lead successful launch of branches during peak Covid – 19 while exploring new locations & setting up newer branches across southern states along with branch banking, TASC, Banking Correspondence, Government banking, Overdraft Products, Salary Business, Asset business, Agri-funding, Affordable housing etc.
Regional Head – Branch Banking – Karnataka & Kerala
Jana Small Finance Bank
04.2016 - 06.2020
- Handled the full sales cycle by overseeing the acquisition of new business, deepening existing customer relationships and maintaining operational efficiency
- Managed the entire operations for setting up the branch along with manpower planning, infrastructure, product planning, MIS, LMS, storefront strategy focusing on middle class etc.
- Cracked government business, Karnataka Grameen Bank, cooperative banks and more
- Implemented cost-optimizing initiatives; ensured the small saving behaviors was nurtured into mass deposits
- Directed transformation from MFI to Banking by setting up tele-calling for MFI collections activity support & appointing RPOs (retired police officers) for collection function
Consultant – Chief Marketing Officer
SAP INDIA Ltd - Clockwork Business Solutions Pvt Ltd
11.2015 - 04.2016
- Established and strengthened sales team along with appointed EBMs & referral partners
- Conceptualized and implemented competent strategies with a view to penetrate new accounts and offer additional / newer tools to expand existing ones for a wide range of software products.
- Created oneness between Sales, Pre-sales with product development team
Asst. General Manager & Regional Head
ICICI Bank Ltd
02.2002 - 10.2015
- Branch Banking, Wealth Management, Affluent Banking, Salary Accounts, Overdraft Business, TASC and Government Banking Worked under various capacities starting from Regional Sales Manager (Salary Accounts) to the last designation held was Assistant General Manager & Regional Head – TASC & Government Banking
- Directed the entire operations administering the strategic initiatives for growth & expansion through acquisition of various banking functions including; TASC accounts, government accounts, etc. for achieving profitability
- Analyzed business potential in education sector to enhance the regular CASA flow through fee management from Aditi Mallya International school, Don Bosco School & more
- Led a team of 270 Professionals, 5 Cluster Heads & 19 branches in North Karnataka
- Analyzed business potential, conceptualized and executed strategies to drive sales, augmented turnover and achieved targets. Monitored competitor activities and device prompt effective countermeasures
Deputy Manager (Home Loans)
ICICI Capital Services Ltd., Karnataka
02.2002 - 07.2002
Marketing Manager (Mortgages)
SHELTERS - CITIBANK. N.A., Bangalore
07.2000 - 02.2002
Regional Manager
Green Country Beverages Ltd., Bangalore
05.1996 - 06.2000
Assistant Manager – Sales
Rockwood Developers Ltd., Bangalore
04.1994 - 05.1996
Education
SMP -
IIM Kashipur
MBA – Marketing - undefined
International American University
Los AngelesB.Com. - undefined
Bangalore University
BangaloreSkills
Strategic & Tactical Planning
Profit Centre Operations
Government Banking
Business Banking
Affluent Banking
Wealth Management
Market Development & Expansion
Brand Management
Target Marketing & Penetration
Teamwork and collaboration
Customer service
Problem-solving
Accomplishments
- Ended up Rs.532 Crores of CASA and TD for the first financial year (FY18) with 16 Branches and 4 UBR’s
- Launched 27 bank branches in Karnataka | 2022
- Turnaround performance as Retail RH in NKR, CASA AAB 195% till Feb’15, CAA AAB 1654.73% till Feb’15, region’s Profit stood at 1638% till December’14
- Achieved CEO Award 2020 | Best Region Award Month on Month since Oct’20 @ AUSFB | Decathlete Award 2015
TRAINING ATTENDED
- Internal Leadership Mentoring Programs
- Leadership Mentoring Programs
- Branch Leadership Programs
- HR Sessions
- Motivation
- Managing Change
- Customer First
Timeline
Head Current Account, TASC and Govt Banking
Jana Small Finance Bank
11.2025 - Current
Zonal Head NORTH – Branch Banking
Utkarsh Small Finance Bank
07.2024 - Current
Chief Business Officer – Founding Member
Radian Finserv
07.2023 - 01.2024
Regional Head South – Branch Banking
AU Small Finance Bank
06.2020 - 07.2023
Regional Head – Branch Banking – Karnataka & Kerala
Jana Small Finance Bank
04.2016 - 06.2020
Consultant – Chief Marketing Officer
SAP INDIA Ltd - Clockwork Business Solutions Pvt Ltd
11.2015 - 04.2016
Asst. General Manager & Regional Head
ICICI Bank Ltd
02.2002 - 10.2015
Deputy Manager (Home Loans)
ICICI Capital Services Ltd., Karnataka
02.2002 - 07.2002
Marketing Manager (Mortgages)
SHELTERS - CITIBANK. N.A., Bangalore
07.2000 - 02.2002
Regional Manager
Green Country Beverages Ltd., Bangalore
05.1996 - 06.2000
Assistant Manager – Sales
Rockwood Developers Ltd., Bangalore
04.1994 - 05.1996
MBA – Marketing - undefined
International American University
B.Com. - undefined
Bangalore University
SMP -
IIM Kashipur