Overview
Work History
Education
Leadership & Extracurriculars
Timeline
Generic

Sanjana Bhatnagar

New Delhi

Overview

8
8
years of professional experience

Work History

Head – Product, Commerce & Partnerships

The Card Company (Pockket Payment Technologies)
10.2024 - 08.2025

Key Responsibilities:

  • Built multi-module app architecture (Wallet, Dues, Rewards, Family) with integrated customer engagement & rewards marketing.
  • Defined user lifecycle event mapping for growth marketing campaigns with MoEngage, paid ads, and CRM.
  • Drove performance marketing efficiency tracking and A/B tested campaigns across acquisition channels.
  • Partnered with Billdesk, Card91, Rupay for ecosystem-led growth.

Key Wins:

  • Achieved 50K installs in first month of launch.
  • Improved new user funnel by 400% MoM through digital campaigns & UI/UX optimizations.
  • Delivered MVP in 6 months with high retention-driving hooks.

Category Head – Credit Card Bill & Rent Payments

Paytm
05.2022 - 10.2024

Key Responsibilities:

  • Owned end-to-end P&L with focus on digital acquisition, retention, and lifecycle marketing campaigns.
  • Designed and optimized performance marketing campaigns to maximize ROI on customer spends.
  • Collaborated with product & design to improve journey drops, complaints, and user conversion rates.
  • Spearheaded risk & fraud mitigation strategies to secure marketing funnels.

Key Wins:

  • 118% KPI achievement, recognized as Top Performer FY22-23.
  • Improved marketing-driven efficiency via parsing-based reminder campaigns → 1.8X GMV growth.
  • Increased funnel efficiency via cohort-driven targeting → 1.7X EBITDA margin lift.
  • Launched cross-sell and retention campaigns, driving 6X improvement in fraud-to-sales ratio.

Product Strategy Manager – Growth & Retention, PayZapp

HDFC Bank
04.2019 - 05.2022

Key Responsibilities:

  • Led digital growth campaigns across UPI, Billpay, and PayZapp wallet.
  • Designed marketing strategies for acquisition, retention, and cross-sell.
  • Managed budget planning, customer lifecycle, and campaign analytics.

Key Wins:

  • 2X growth in spends across Electricity, Gas, Broadband, Insurance categories through category campaigns.
  • Launched PayZapp Sale with 3X growth in spends & 2X activations.
  • Delivered 131% YoY revenue growth by tapping new audience segments.

Marketing Analyst – Payments Business

HDFC Bank
06.2017 - 03.2019

Key Responsibilities:

  • Conducted trend analysis, predictive modeling, and marketing segmentation for targeted campaigns.
  • Applied ML models (XGBoost, Logistic Regression) to optimize campaign targeting.

Key Wins:

  • 2X incremental spends via competitive analysis vs other wallets.
  • Built wallet share campaigns → 125% growth in acquisition.
  • Awarded Silver Star Award for strategic analysis driving UPI adoption.

Education

MA Economics -

Delhi School of Economics – University of Delhi
01.2017

Leadership & Extracurriculars

Represented India National Women’s Cricket Team (2015) Captain, India U-19 Cricket Team (2013)

Timeline

Head – Product, Commerce & Partnerships

The Card Company (Pockket Payment Technologies)
10.2024 - 08.2025

Category Head – Credit Card Bill & Rent Payments

Paytm
05.2022 - 10.2024

Product Strategy Manager – Growth & Retention, PayZapp

HDFC Bank
04.2019 - 05.2022

Marketing Analyst – Payments Business

HDFC Bank
06.2017 - 03.2019

MA Economics -

Delhi School of Economics – University of Delhi
Sanjana Bhatnagar