Summary
Overview
Work History
Education
Skills
Certification
Project
Languages
Timeline
Generic

Sanjay Prakash

Chennai

Summary

Analytical and detail-oriented finance professional with hands-on experience in mortgage underwriting and commercial lending operations at Accenture. Proven ability in analyzing borrower financials, evaluating creditworthiness through metrics like DSCR and Debt Yield, and interpreting financial statements to support loan decisions. Strong foundation in accounting, lease administration, and financial control, backed by a B.Com degree in Bank Management. Eager to contribute to financial control and reporting functions in a dynamic global environment like Barclays.

Overview

3
3
years of professional experience
1
1
Certification

Work History

Banking Advisory Associate

Accenture
06.2024 - 12.2024
  • Successfully completed Commercial lending training.
  • Analyzed borrowers' financials to assess loan eligibility for a US-based commercial real estate client.
  • Executed DSCR, Debt Yield, and credit ratio calculations to determine creditworthiness.
  • Monitored rent rolls, occupancy status, and guarantor net worth to ensure covenant compliance.

Intern

Garuda Aerospace Private Limited
09.2021 - 10.2021
  • It was a one - month internship.
  • Identified and researched companies or organizations that could be strategic partners for Garuda Aerospace, in line with their overall business objectives.
  • Helped the marketing team and SEO analysts generate keywords to ensure content optimization and improve website visibility.

Education

B.Com - Bank Management

Guru Nanak College
Chennai
05.2022

X -

Devi Academy Senior Secondary School
Chennai
03.2016

XI - Commerce

Jawahar Higher Secondary School
Chennai
03.2018

XII - Commerce

Jawahar Higher Secondary School
Chennai
03.2019

Skills

    Technical skills

    MS Excel ( Advanced formulas, pivot tables, macros )

    MS Word

    MS PowerPoint

    Proficiency in Accounting software ( Tally )

    Financial Statement preparation

    Financial reporting and analysis

    Financial risk assessment

    Accounting standards ( IFRS, GAAP etc )

    Account Reconciliation

    General ledger management

    Soft skills

    Strong Communication

    Time management

    Effective planning and Organizing

    Attention to detail

    Analytical thinking

    Interaction with team and Clients

    Teamwork

Certification

College Certifications :

• MSME Tally ERP

• MSME GST Basic Level Training

• NASSCOM FOUNDATION (For Successfully Completing Short term Industry Ready Program in BPS Insurance)

Certifications in CMA

• E filing Training

• Microsoft Office (Word, PowerPoint, Excel)

• SAP Finance and Controlling

Project

Final Year Project : Medical Insurance Awareness

Period : April 2022 - May 2022

No of members in the Project : 3

  • Conducted research on Medical Insurance, which included health insurance plans, key health insurance companies in India, a list of main ailments and their treatment costs in India, insurance claims, coverage and settlement.
  • Data analysis was performed using Pie charts to indicate the classification of respondents (policyholders) depending on their demographics.
  • Conducted an online poll of the general population to gather honest feedback about their experiences with medical insurance. This allowed us to better understand client demands, identify areas for development, and how Insurance Companies may improve the overall quality of insurances services they provide.

Languages

English
Advanced (C1)
Hindi
Upper intermediate (B2)
Tamil
Bilingual or Proficient (C2)

Timeline

Banking Advisory Associate

Accenture
06.2024 - 12.2024

Intern

Garuda Aerospace Private Limited
09.2021 - 10.2021

B.Com - Bank Management

Guru Nanak College

X -

Devi Academy Senior Secondary School

XI - Commerce

Jawahar Higher Secondary School

XII - Commerce

Jawahar Higher Secondary School
Sanjay Prakash