Summary
Overview
Work History
Education
Skills
Certification
Achivements
Languages
Timeline
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SANSKRITI SINGHAL

SANSKRITI SINGHAL

Greater Noida

Summary

Dynamic finance professional with a proven track record at Indifi Capital, excelling in credit risk management and financial analysis. Adept at leveraging Excel for financial spreading and delivering actionable insights. Recognized for leadership in optimizing credit appraisals, enhancing decision-making processes, and fostering teamwork to drive business success.

Overview

2
2
years of professional experience
1
1
Certification

Work History

Credit Officer

INDIFI CAPITAL PVT LIMITED
Gurugram
09.2024 - Current

  • Reviewed credit applications and financial statements to determine customer creditworthiness.
  • Conducted regular reviews of existing customers' accounts to ensure compliance with agreed terms.
  • Prepared comprehensive reports that summarised customer profiles , risk assessments and offered informed recommendations for approving or denying credit lines.
  • Spreading of financial statements plotting in the application for getting ratios for better decision making.
  • Credit Appraisals of MSME business loan application by assessing overall credit eligibility as per company policies.

Finance Executive

HCL INFOSYSTEMS LIMITED
Noida
05.2024 - 09.2024
  • Analyzed financial data to identify trends and opportunities for improvement.
  • Maintained accurate records of financial transactions according to Generally Accepted Accounting Principles.
  • Managed accounts payable and receivable functions to ensure timely payments of invoices and collections of receivables.

Associate intern in Business Strategy

Physics Wallah
Noida
09.2023 - 12.2023
  • Position: Associate in Business Strategy Department at Physics Wallah.
  • Project Focus: Key contributor to the Home Tuition and 1:1 live tuition project.
  • Student-Tutor Mapping: Responsible for optimizing student-tutor matches to enhance the learning experience.

Finance Analyst Intern

Fundsroom
Pune
08.2023 - 09.2023

Education

MBA - Finance & Marketing

GL Bajaj Institute of Technology & Management
Greater Noida, IN
07.2024

Bachelor of Commerce - Finance

University of Delhi
Delhi, IN
07.2022

Higher Secondary Education -

DPS
Bulandshahr, IN
01.2019

Skills

  • Project Management
  • Financial Analysis
  • Financial spreading
  • Teamwork
  • Credit risk Management
  • Leadership Skills
  • Excel
  • Risk mitigation strategies
  • Credit underwriting

Certification

  • Financial Markets from Great Learning
  • Excel from LinkedIn
  • Digital Marketing from LinkedIn
  • Data Analytics from Workshop
  • Data Analytics from Fundsroom
  • Financial Modeling Expert: Proficient in Excel for portfolio analysis and financial modeling.
  • Power BI Dashboard Creator: Skilled in using Power BI to create interactive data dashboards.
  • Strategic Financial Planner: Utilized financial models to support strategic planning.
  • Data Analyst: Conducted in-depth analysis and reporting for optimizing portfolio performance.

Achivements

Star performance within three months joining the company for the quarter Jan- March'25

Languages

  • Hindi
  • English

Timeline

Credit Officer

INDIFI CAPITAL PVT LIMITED
09.2024 - Current

Finance Executive

HCL INFOSYSTEMS LIMITED
05.2024 - 09.2024

Associate intern in Business Strategy

Physics Wallah
09.2023 - 12.2023

Finance Analyst Intern

Fundsroom
08.2023 - 09.2023

MBA - Finance & Marketing

GL Bajaj Institute of Technology & Management

Bachelor of Commerce - Finance

University of Delhi

Higher Secondary Education -

DPS
SANSKRITI SINGHAL