Sanup Sabu
Financial Crime Specialist
Bengaluru Rural
Summary
Financial crimes professional with comprehensive background in identifying, investigating, and resolving complex financial fraud cases. Known for strong focus on team collaboration and achieving high-impact results. Reliable, adaptable, and skilled in using advanced investigative tools and techniques.
Experienced with analyzing complex financial data to detect fraudulent activities. Utilizes strong understanding of regulatory requirements to ensure compliance and mitigate risks. Knowledge of advanced investigative techniques and tools to uncover and address financial crimes.
Overview
8
8
years of professional experience
Work History
Financial Crime Specialist
WELLSFARGO
08.2024 - Current
- Transaction Monitoring: Conduct real-time and periodic reviews of financial transactions to identify suspicious activities, potential money laundering, or fraud, using automated systems and manual analysis.
- Risk Assessment: Evaluate customer profiles, transactions, and behaviors to assess risk levels and ensure compliance with anti-money laundering (AML) regulations and internal policies.
- Reporting Suspicious Activity: Prepare detailed reports on suspected financial crimes, including money laundering, terrorist financing, and other illicit activities for regulatory authorities and internal stakeholders.
- Regulatory Compliance: Stay updated on relevant financial crime regulations Met production and quality above the standards for completing assignment.
Regulatory compliance Analyst
Accenture Solutions Private Limited
03.2022 - 08.2024
- Transaction Monitoring
- Conducting reviews and analysis of financial transactions to identify potential compliance issues.
- Providing recommendations for improvement and ensuring adherence to regulatory requirements.
- Collaborating with cross-functional teams to develop and implement compliance strategies and processes.
- Continuously monitoring and evaluating compliance processes to ensure effectiveness.
- Reviewing and analyzing customer's employment with their transaction activities and identifying Financial crimes
- Conducting adverse media checks and Public Domain on the customer
- Validation of various regulatory documents submitted by the customers.
- Raising RFI to the business if required and timely follow up with the business
- Conducting AML, KYC investigation on the account
- Investigating, reviewing the alerts and cases generated based on the detection scenarios and Decision making based on the investigation
Financial Crime Analyst
Concentrix Daksh Services Pvt.Ltd
07.2021 - 03.2022
- Analyzed financial transactions and identified potential money laundering activities.
- Utilized attention to detail and knowledge of regulatory compliance to effectively identify and report suspicious transactions.
- Collaborated with cross-functional teams to investigate and escalate suspicious activities.
- Provided recommendations for enhancing compliance processes and procedures.Reviewing, investigating and reporting money laundering cases
- Cooperating with other teams in providing professional and efficient front line compliance support and seeking to improve the Company's processes
- Ensure efficient identification and monitoring of suspicious activities like looping funds, sneaker pattern, business activity in retail accounts, gambling, cryptocurrency and arbitrage in the customer transactions.
- Working on the alert cases from Metabase and checking the customer transaction history, if there are any fraudulent activities happening.
- Investigating on the red flags in the account and conducted enhanced due diligence of individuals through BackOffice.
- Identify false hits, partial hits and true hits.
- Investigating the customer account for money laundering activities, terrorist financing, fraud, tax evasion, human trafficking or bribery and corruption.
- Reviewing documentations for sanction related matches and suspicious activity.
- Escalating cases to the respective teams based on the alert triggered in the customer's account.
- Supporting managers and Team leaders in conducting AML Investigations.
- Working with a team to determine whether to close the cases, escalate findings and/or file a Suspicious Activity Report (SAR).
Senior Executive
Capita India Pvt Ltd
12.2018 - 07.2021
- Carry out KYC and AML reviews on users account
- AML Processing(WLDCHK, OOW flags clearing)
- Verification of Proof of id and proof of address
- Processing payment methods VD,CC and DD
- Processing increment, decrement and suspension to the policy
Associate
TELEPERFORMANCE
12.2017 - 12.2018
- Carry out KYC checks
- identifying the documents
- AML review
Education
Master of computer application -
MG university college
01-2016
Bachelor Of Computer Science - undefined
University College Of Applied Sciences(Ihrd)
01-2013
Higher Secondary Certificate - undefined
Kerala State S.N.D. PHSS
Manippuzha01-2010
High School Diploma - undefined
Kerala State ST.Thomas HSS
Erumely01-2008
Skills
Regulatory Compliance
Suspicious Activity Report
Financial Transactions Analysis
Decision Making
Attention to Detail
SAR Writing
Timeline
Financial Crime Specialist
WELLSFARGO
08.2024 - Current
Regulatory compliance Analyst
Accenture Solutions Private Limited
03.2022 - 08.2024
Financial Crime Analyst
Concentrix Daksh Services Pvt.Ltd
07.2021 - 03.2022
Senior Executive
Capita India Pvt Ltd
12.2018 - 07.2021
Associate
TELEPERFORMANCE
12.2017 - 12.2018
Bachelor Of Computer Science - undefined
University College Of Applied Sciences(Ihrd)
Higher Secondary Certificate - undefined
Kerala State S.N.D. PHSS
High School Diploma - undefined
Kerala State ST.Thomas HSS
Master of computer application -
MG university college