Summary
Overview
Work History
Education
Skills
Certification
Personal Information
Accomplishments
Timeline
Generic

SARANYA S

Banking professional
Chennai

Summary

I look forward to associate myself with an organisation where there is a scope for contributing and upgrading my knowledge for the development of the organisation and myself. I have a total Banking experience of 15 years + with working knowledge in retail asset and liability.

Overview

16
16
years of professional experience
2
2
Certifications
1
1
Language

Work History

Manager – Regional Operation

IDBI Bank Ltd
07.2013 - 07.2018
  • Monitoring operations of 26 branches branches in Tamil Nadu
  • Ensuring smooth opening and operation of new branches
  • Addressing issues and glitches in day to day operation of the branches
  • Carrying out regular visits to branches and verifying proper operational process flow and overall book keeping, followed by submission of observation for compliance
  • Post disbursement verification of sanction files and loan documents
  • Follow up for Compliance of internal and external Audit Comments
  • Special assignment: Handling Banking Ombudsman Complaints of Tamil Nadu and Puducherry.

Assistant General Manager – Centre Head

IDBI Bank Ltd
7 2019 - Current
  • Headed retail asset processing center, with Housing and Mortgage Loan book size of Rs 700+ Cr
  • Managing and sourcing business through Sales team of 20 agencies
  • Maintaining customer and builder relationship
  • Scrutinizing and sanctioning of files, more than 900 files sanctioned per year
  • Processing and sanction of loans of 18 branches tagged to the center.

Manager – Branch Head

IDBI Bank Ltd
08.2018 - 06.2019
  • Managing branch business of 100 cr CASA
  • Managing end to end processes including planning, recruitment, performance management and all people management
  • Building strong customer relationship and improving penetration of services
  • Maintaining HNI relationship and ensuring personalized services
  • Ensuring operational compliances with regular monitoring and maintained good audit rating.

Asst. Manager – Retail Assets

IDBI Bank Ltd
07.2008 - 06.2013
  • Handled end to end processing of Retail loan such as Home Loan, Mortgage Loan, Auto Loan, Personal Loan and Education Loan

Education

MBA -

SSN School of Management

B Sc - undefined

Adhiparasakthi College of Science

Skills

Interpersonal Communication

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Certification

CAIIB (Certified Associate of IIBF)

Personal Information

  • Date of Birth: 12/30/1985
  • Gender: Female
  • Nationality: Indian
  • Marital Status: Married
  • Religion: Hindu

Accomplishments

As CH

✓ Book size increased to 1000 crore in two years

✓ Insurance penetration increased to 72 % from 20%

✓ Twice qualified for Max bupa Insurance campaign - Qualified for National

✓ IDBI Federal Insurance - RAC Elite Circle – Global Qualifier

✓ 9 times in weekly disbursement campaign, 4 times in daily Disbursement campaign, 3 times in monthly disbursement campaign , achiever of PAN India campaign

As BH

✓ Doubled up the TPD income, 110% achievement of LI target for the year and 170% achievement of GI Target for the year

✓ Best performer in gold loan disbursement, winner is New year contest and Mid MonthContest

✓ Doubled the SRA book and Member of 1 cr Jewel loan club

✓ Major Banking partner for Alagappa University and Engineering colleges

As ROM

Training faculty in IDBI Bank Regional Training Centre

✓ Conducted state workshop on operations successfully for three consecutive years 2014, 2015 and 2016

✓ Resolved 150+ RBI – BO and RBI - CEPC complaints

✓ Idea proposed in staff suggestion was approved and implemented

Timeline

Manager – Branch Head

IDBI Bank Ltd
08.2018 - 06.2019

Manager – Regional Operation

IDBI Bank Ltd
07.2013 - 07.2018

Asst. Manager – Retail Assets

IDBI Bank Ltd
07.2008 - 06.2013

MBA -

SSN School of Management

B Sc - undefined

Adhiparasakthi College of Science

Assistant General Manager – Centre Head

IDBI Bank Ltd
7 2019 - Current
SARANYA SBanking professional