Satheesh Kumar C
Chennai
Summary
Successfully mitigated financial risks through robust KYC process and training initiatives,enhancing team productivity.To obtain a challenging and responsible position in Banking sector where I can utilize and enhance my skills to bring out the best in me for the success of the organization thereby accomplishing the goals of a career prospective.
Overview
7
7
years of professional experience
Work History
Business Process Lead
Tata Consultancy Service
Chennai
06.2022 - 06.2025
- Process Lead for SME team at TCS with CITI BANK.
- Verified KYC documents and customer onboarding forms for correctness, completeness, and compliance with CITI BANK standards.
- Performing screening to find out any adverse media news, negative news and sanctions on the client.
- Transaction monitoring case will be triggered based on the existing customer transaction. Reviewing the triggered activity on what criteria the client has breached (CASH, International wire).
- Initiated and completed high -quality KYC reviews inclusive of data input reasearch and analysis.
- Performing AML screening and Transaction Monitoring, sanction screening and filing with SAR as per the standards of the CITI BANK for Individual and Entities.
- Applied specific due diligence based on client risk classification, verifying and evaluating client risk CDD and EDD.
- Prepared daily and monthly operational MIS reports to support decision-making and operational efficiency.
- Assisted in the development of new KYC-related tools and systems,contributing to more efficient and effective AML program.
- Gained knowledge of financial products, policies, and operational procedures to enhance service delivery.
ANALYST
IBM India Pvt Ltd
12.2021 - 03.2022
- Verifying the KYC documents and client onboarding for Barclays client as per UK standards and procedure.
- Experience in verifying and processing of KYC and AML as per UK standards
- Verifying and evaluating as per client risk CDD and EDD for Individual and Entities.
- Building and applying knowledge of money laundering processes
KYC ANALYST
YES BANK
05.2018 - 10.2021
- Verifying the KYC documents and customer onboarding form submitted by the sourcing channels for correctness, completeness, and compliance in accordance with the standards of the Yes Bank
- Knowledge in understanding of KYC process and AML and CFT
- Handling account opening for Individual and Entities and LOCKER, from account opening, cust id creation Account closing, Account instruction, breakopen
- Perform end to end KYC checks which include CDD Risk profiler
- Performing name AML screening and Transaction Screening, sanction screening the standards of the Yes bank
- Handling queries which have been raised by branches.
- Performing AML,FATCA & various due diligence checks for savings & current accounts and lockers
- In both DVU and FCR Handling Accounts maintenance includes but not limited to Adding to account holders in Retail accounts, Addition/Deletion of Authorized signatories for private limited and limited Companies .Trust, societies and Government organization.
- Handling CHARGES REVERSAL Collecting customer risk and checking customers debited details and through Oracle with necessary approvals and reversing to customer.
Education
PGDBM - Banking and finance
Times Professional Learning
Master of Engineering - Power Electronics& drives
C.Abdul Hakeem College of Engg&tech
Bachelor of Engineering - EEE
Global Engineering College
XII Standard - Higher Secondary
S.R.K.M.H.S
X Standard - SSLC
S.R.K.M.H.S
Skills
- AML compliance
- KYC operations
- Fraud detection
- Lexis Nexis
- Investigative Report
- Process improvement
- Dedupe
- Amlock
- Flex cube retail (FCR)
- MS Office
- Concierge
- Kiwi
Core Expertise
- Process Lead Operations & Team Handling
- KYC / AML Compliance
- Transaction Monitoring & Sanctions Screening
- Customer Due Diligence (CDD) & Enhanced Due Diligence (EDD)
- Retail & Corporate Client Onboarding
- FATCA Compliance & Risk Review
- MIS Reporting & Operational Management
- Tools: Lexis Nexis, Kiwi, Concierge, Amlock, FCR, Excel
Skillset
- Concierge
- Lexis Nexis
- Investigative Report
- Kiwi
- Flex cube retail (FCR)
- Dedupe
- Amlock
- Excel
Positive Strengths
Being sportive and thinking positively.
Languages
- Tamil
- English
- Tamil
Disclaimer
I declare that the information given above is true to my knowledge and I will be responsible for any discrepancy.
Areas Of Interest
- Retail Banking
- Digital Banking
Personal Information
- Father's Name: Chandra Sekar V
- Gender: Male
- Nationality: Indian
Languages
Tamil
First Language
English
Advanced
C1
Timeline
Business Process Lead
Tata Consultancy Service
06.2022 - 06.2025
ANALYST
IBM India Pvt Ltd
12.2021 - 03.2022
KYC ANALYST
YES BANK
05.2018 - 10.2021
PGDBM - Banking and finance
Times Professional Learning
Master of Engineering - Power Electronics& drives
C.Abdul Hakeem College of Engg&tech
Bachelor of Engineering - EEE
Global Engineering College
XII Standard - Higher Secondary
S.R.K.M.H.S
X Standard - SSLC
S.R.K.M.H.S