Satika Keerthi Lathika
KYC & Client Onboarding Specialist
Hyderabad
Summary
To work in an organization that provides a challenging environment and inspires me to work towards mutual fulfilment of both organizational as well as individual career goals while enhancing my knowledge and skill set.
Having 9.6 years of experience in KYC Client On-boarding, Account Opening & Core Cross Training the staff worked as a Senior Analyst & Acting Team Lead in Financial Crime Compliance Operations, Risk and Compliance. Compatible in a team environment and strive to achieve the targets and handle the team with hard work and sincerity. Good training and Development communication skills. Ability to quickly adapt to new environment & technologies.
Overview
13
13
years of professional experience
Work History
CDD Analyst (Customer Due Diligence) & Acting Team Lead for KYC
HSBC Electronic Data Processing (India) Pvt. Ltd.
01.2022 - 03.2026
- Reviewing KYC documentation (including identity verification, Legal entity documents etc.) Identification/verification data and due diligence research for new and existing clients.
- Performing the required KYC screenings on customers, documenting the information obtained on the client's as required by global KYC procedures/India KYC procedures.
- Periodic KYC remediation of accounts based on risk level.
- Based on customer’s risk we perform Simplified due diligence/ Customer due diligence/ Enhance due diligence.
- Prepared recommendations to relationship manager on the required KYC screening on new clients by documenting and corroborating the information obtained on the client as required by the KYC procedures utilizing a variety of independent research sources Analysing client data, documentation and negative news to determine a client risk profile as established under the KYC procedures.
- Ensure negative news is appropriately documented and any mitigating factors identified & confirm that any escalations are appropriately addressed.
- Adhering to deadlines associated with onboarding and monitoring within the KYC review process.
Analyst (OKYC)
HSBC Electronic Data Processing (India) Pvt. Ltd.
01.2020 - 04.2022
- Handled OKYC reviews of BBPM (Business Banking Portfolio Management) and BBRM (Business Banking Relationship Management) customers.
- Undertake, determine, analyse & review CDD process steps like risk assessment, customer screening, source of wealth determination, ID&VA, and KYC
- Coordinate with RM and clients to obtain relevant information/facilitate discrepancy resolutions.
- Complete end to end customer due diligence based on LOBP for all individual client types.
- Navigate through system records, existing documents, and publicly available information to complete due diligence.
- Maintain customer files by compiling available information and consolidating into KYC system (CRT).
- Perform Negative News & Facts screening using tools prescribed by in-country FCC team (RDC).
- Ensure data quality controls are maintained and data elements captured correctly.
Analyst - Banking Operations (Account opening & Servicing)
HSBC Electronic Data Processing (India) Pvt. Ltd.
10.2016 - 01.2020
- Conducting a periodic KYC check before opening the customer accounts of various regions (UK, USA, Canada, Dubai, Qatar etc.,).
- Dealing with account opening & closing of accounts.
- Conducting the minimum KYC screening on the line of business of the client.
- Making sure clients records are as per the compliance & global standards.
- Verifying authentication of new & existing clients and updating their records.
- Communicating and escalating issues whenever required.
- Handling maintenance of confidential data.
- Providing customers with Internet Banking facilities like PIN’s, Secure Keys, PBN (Personal Banking Numbers).
- Issuing of the other banking products like Debit Cards, Credit Cards & Cheque Books.
- Daily calling to offshore departments for cancellation of lost & stolen debit cards.
- Providing share dealing products like Investment products (IDI-Invest Direct International Products).
- Giving training on specific queues to operations staff.
- Core knowledge of applications GWIS (Group Workflow & Imaging Systems), Browser Main Menu (BMM), E-Champs, ARC, KANA, HFE (HUB Front End), Captiva & HUBS.
Process Associate (SB) - Registrar and Transfer Agent (BPO-USA REGION)
Karvy Computershare Private Limited
10.2014 - 04.2016
- Reviewing and processing a variety of transactions requested by shareholders.
- Analysing and processing the legal requirements for the lost or stolen certificates for replacing as well as optional cash purchases, dividend reinvestment and initial enrolment as requested by the shareholder or legal representative.
- Performing a variety of data entry functions with accuracy and proficiency.
- Interacting with Onshore trainers and getting accurate information.
- Performing shareholder maintenance updates, Coding and basic inquiries and requests.
- Reviewing the various requests of the shareholders and writing letters and E-mails directly addressing them with consistency and accuracy.
Research Analyst - Content Collection - Fixed Income - Debt Capital Structure (DCS)
FactSet Systems India Private Limited
12.2012 - 03.2014
- We mainly follow 10K’s, 10Q’s, 6K’s, 8K’s, Google and company websites to collect the debt information of the company.
- FactSet will also provide a third-party service through IBC for collecting the data.
- Collection of data is mainly done to know the financial position of the company.
- Debt includes with the Facilities, Corporate Bonds, Term Loans, Bank Debts, Preferred Stock, Bank Overdraft, Commercial Paper, Letters of Credit, Revolvers & Repurchase Agreements.
- Segregating Debt into Long term debt, Short term debt, Secured & Unsecured debt.
- We capture detailed segregation of bonds & facilities like types of bonds, interest, maturity, seniority, issues & outstanding.
Education
M.B.A - Finance
Nalla Malla Reddy Engineering College
B.Com - Regular
Badruka College of Commerce
Skills
KYC reviews, CDD, EDD, Document Verification, Banking Operations, Quality Assurance, Process Improvement, Problem Solving, Team Collaboration, Communication Skills, Time Management, KYC, Account opening
Timeline
CDD Analyst (Customer Due Diligence) & Acting Team Lead for KYC
HSBC Electronic Data Processing (India) Pvt. Ltd.
01.2022 - 03.2026
Analyst (OKYC)
HSBC Electronic Data Processing (India) Pvt. Ltd.
01.2020 - 04.2022
Analyst - Banking Operations (Account opening & Servicing)
HSBC Electronic Data Processing (India) Pvt. Ltd.
10.2016 - 01.2020
Process Associate (SB) - Registrar and Transfer Agent (BPO-USA REGION)
Karvy Computershare Private Limited
10.2014 - 04.2016
Research Analyst - Content Collection - Fixed Income - Debt Capital Structure (DCS)
FactSet Systems India Private Limited
12.2012 - 03.2014
B.Com - Regular
Badruka College of Commerce
M.B.A - Finance
Nalla Malla Reddy Engineering College