Saurabh Pal
Kanpur
Summary
AML/KYC and Financial Crime Compliance Analyst with 7 years of experience in Sanctions & PEP Screening, Enhanced Due Diligence (EDD), Transaction Monitoring, and Compliance Testing. Skilled at performing end-to-end due diligence activities, managing SLA-driven alerts, conducting independent research on high-risk clients, and escalating findings in line with global AML/CTF standards and RBI regulations. Adept in utilizing advanced screening and research solutions to identify risks and ensure compliance. Proven ability to collaborate with oversight teams, provide compliance training, and promote a strong compliance culture.
Overview
7
7
years of professional experience
1
1
Certification
Work History
AML and KYC Analyst
Accenture
07.2025 - Current
- Conducted thorough customer due diligence and risk assessments in compliance with regulations.
- Collaborated with cross-functional teams to enhance KYC processes and improve data accuracy.
- Analyzed customer information using advanced KYC tools to identify potential risks and mitigate issues.
- Developed training materials for junior analysts on regulatory requirements and best practices in KYC procedures.
- Monitored transactions for suspicious activity, ensuring compliance with regulatory requirements.
- Analyzed data patterns to identify potential risks and fraudulent behavior in financial transactions.
- Conducted SAR investigations into flagged transactions, providing detailed findings and recommendations for action.
- Maintained up-to-date knowledge of AML regulations and industry best practices, applying this expertise to enhance the effectiveness of transaction monitoring efforts.
Regulatory Compliance Analyst
Accenture
08.2024 - Current
- Performed end-to-end due diligence and enhanced due diligence (EDD) on high-risk customers to assess AML/CTF risk exposure.
- Conducted sanctions and PEP screening using tools such as Veratad, Maktaba, Accurint and World Check; escalated potential true matches.
- Managed SLA-driven alert reviews across sanctions/PEP, ensuring timely closure without misses.
- Performed merchant/vendor onboarding reviews and identified associated third-party risks.
- Supported internal audits and regulatory examinations , providing accurate and detailed reports.
- Conducted training sessions for staff on AML, anti-corruption policies, and compliance standards.
- Conducted investigations into flagged transactions, providing detailed findings and recommendations for action and Filling up SAR as per regulatory requirements.
Senior Associate
INCEDO INC
05.2021 - 07.2024
- Conducted transaction monitoring, sanctions/PEP screening, and KYC reviews , ensuring compliance with AML regulations.
- Investigated alerts, identified suspicious behavior patterns, and escalated high-risk issues to stakeholders.
- Monitored SLA adherence by tracking alerts using internal systems and controls.
- Supported risk assessments and documented findings for escalated cases.
- Collaborated with compliance managers to provide accurate data to internal audit teams .
- Delivered knowledge gap training to new hires, strengthening compliance culture and program effectiveness.
Process Associate
GENPACT
05.2019 - 04.2021
- Performed customer due diligence and enhanced due diligence for individuals and corporate clients.
- Conducted end-to-end sanctions and PEP screening , adverse media checks, and risk classification.
- Supported transaction monitoring programs (TTR, IFTI, IRT, NPP Sanctions), identifying suspicious patterns and escalating red flags.
- Prepared detailed investigation and compliance reports to meet regulatory standards.
- Assisted internal stakeholders and QA teams to ensure process accuracy and audit readiness.
- Provided mentorship and training for new joiners on AML and compliance processes.
Education
B.COM -
KANPUR UNIVERSITY
Kanpur06.2018
High School Diploma -
Kendriya Vidyalaya Sangathan
Kanpur06.2015
High School Diploma -
Kendriya Vidyalaya Sangathan
Kanpur06.2013
Skills
- Sanctions & PEP Screening
- Transaction Monitoring & Risk Assessment
- Compliance Training & Knowledge Uplift
- Vendor Onboarding & Third-Party Risk
- Suspicious Activity/ Matter Report
- Risk assessment
- Adaptability and flexibility
- Attention to detail
- Teamwork and collaboration
- Anti-money laundering
- Reporting & Documentation
- Regulatory Compliance
- Enhanced Due Diligence (EDD)
- Sanctions & PEP Screening
Accomplishments
- Managed a team of 6 analysts, achieving timely and accurate completion of 5+ high-priority projects.
- Received client appreciation for leadership in regulatory and compliance engagements.
- Successfully improved onboarding workflows, reducing high-risk onboarding errors.
Certification
- Internal compliance training and workshops.
- Pursuing IBFC AML KYC Program.
Additional Information
- Active Member, Robin Hood Army (Social Service)
- Regular Blood Donor
- Percussion Instrument Player
- Sports Enthusiast (Cricket, Football)
Timeline
AML and KYC Analyst
Accenture
07.2025 - Current
Regulatory Compliance Analyst
Accenture
08.2024 - Current
Senior Associate
INCEDO INC
05.2021 - 07.2024
Process Associate
GENPACT
05.2019 - 04.2021
High School Diploma -
Kendriya Vidyalaya Sangathan
High School Diploma -
Kendriya Vidyalaya Sangathan
B.COM -
KANPUR UNIVERSITY