Part of CPB handling a portfolio of 200+ customers comprising of SMEs and Large Corporate form various sectors
Conducting detailed Financial Analysis of Business Performance and bench-marking it to sector metrics
Calculating Probability of Default and Loss Given Default for the customers to allow the bank to effectively manage the RWAs
Detailed analysis basis on Financial as well as Management accounts whenever keyed in the system
Customers with Limit facilities going beyond, keeping a check with the help of system and generating a report and sharing with RM on daily basis
Credit underwriting and preparing credit papers for Annual Renewals, Uplift in facilities and new lending
Ensuring all the requests are processed as per defined TAT, accuracy levels & other applicable KPIs
Having weekly calls with onshore RMs/RDs for effective executin of tasks.
ICICI Bank Limited
Noida
Corporate Relationship Manager
10.2021 - 05.2022
Job overview
Working as a Relationship manger in supply chain management business-CLB handling a cumulative portfolio of around INR 100.00 Cr, with SMEs and LCGs
Engaged in providing Channel Finance facility to vendors of the corporates linked with ICICI Bank
In depth analysis of Financial statements and doing ratios for better assessment
Managing the portfolio of clients acquired and working on book building of SMEG.
NPPA (Ministry of Chemicals and fertilisers)
New-Delhi
Senior Finance Associate
08.2019 - 08.2021
Job overview
A Government body regulating the Pharmaceutical Sector
Examination of Legal Cases and Consulting in 'overcharging of Drug Prices' cases
Detailed Analysis and summary preparation of pending court cases, Assistance in setting of societies across India to ensure adequate availability of essential medicines to the public at affordable price
Drafting and Issuance of Show-cause, demand notices and recovery notices to various state collectors
Alongwith calculation of Overcharged price as per applicable DPCOs and Interest thereon as per The Essential Comodities Act
I have also been involved in a scheme launched for defaulters i.e
Special One Time Settlement Scheme, where I have drafted a version of the scheme which is at final stage and preparing the replies for the query/concerns raised by the defaulting scheme.
Consult Avenue
New Delhi
Accounts Officer
04.2018 - 05.2019
Job overview
Maintained accurate financial records, contributing to company growth by enabling informed decisionmaking.
Managed tax preparation efforts, ensuring compliance with local, state, and federal regulations while minimizing liability exposure.
Conducted regular audits of financial transactions, identifying areas of improvement in accounting procedures and controls.
Supported month-end closing process by preparing comprehensive journal entries and adjusting balances as necessary.
Updated general ledger of accounts with current, accurate and industry-compliant data to meet all internal and external audit requirements.
Overhauled process for year-end inventory audits to improve accuracy.
Checked expenses against budget controls, entered figures and reconciled business accounts to address discrepancies.
Developed monthly, quarterly and annual profit and loss statements and balance sheets.
Handled day-to-day accounting processes to drive financial accuracy.
SHK And Associates
New Delhi
Accountant
04.2015 - 02.2018
Job overview
Preparation and assisting in compiling Financial statements.
Regular filing of MCA related forms.
Filing of Income tax return for individuals and other form of entities as well.
Education
ICAI
Delhi, Delhi
Chartered Accountant
IMT CDL
Ghaziabad, Uttar Pradesh
PGDM (F)
Skills
Excellent quantitative and qualitative problem-solving skillsExcellent oral and written communication skillsStrong teamwork skills across multiple departmentRisk ManagementFinancial Analysis
Accomplishments
Secured Exemption in Costing and Direct Taxes in CA Final.
Senior Policy Analyst - Lead at Oregon Health Authority, Health Licensing OfficeSenior Policy Analyst - Lead at Oregon Health Authority, Health Licensing Office