Saurav Datta

• Covering Domestic Bank relationships including PSU, Pvt, Small Finance, Payment Banks and DFIs.
• Developed and maintained strong client relationships, enhancing customer satisfaction and retention through tailored financial solutions.
• Analyzed client portfolios to identify risk factors and recommend strategic adjustments, significantly improving investment performance.
• Executed comprehensive market research to inform product offerings, aligning services with evolving client needs and market trends.

• Managing trade relationships for CBG credit customers of 16-17 foreign exchange branches and its linked retail branches in Mumbai for trade transactions.
• Having a portfolio of Rs 2500 crores funded and Rs 1000 crores non funded book from CBG segment.
• Provide support system to CBG segment RMs from trade products involving post shipment bill discounting, packing credits, LC back bill negotiations, letter of credits, bank guarantees and trade credits.
• Responsibilities involved upscaling the book size, utilization of trade finance sanctions, revenue generation from existing and NTB portfolio, upscaling of throughput of exports and imports, increase of CDAB of EEFC accounts, upskilling the knowledge base of credit RMs on various trade products and structures and support them in identification of trade opportunities in their mapped books for onboarding and cross-sell of trade products.
• Coordination with B-cat branches and providing product support and approvals to them for smooth flow of transactions.
• Provide presentation on digital trade services to customers and assist in onboarding and activation of existing and prospective customers in digital platform.
• Assist branches on various EDPMS IDPMS and other compliance clearance by coordination with internal and external stakeholders.
• Acted as Circle Service Head, Mumbai Circle, Transaction Banking (May 2016 till March 2019) and handling the role of service leader for the foreign exchange branches and engaged in activities like mentoring the service team at branches and also take care of compliance, maintenance of TAT and NFTR of trade foreign exchange transactions processed by 22 B-cat branches, monitoring the timely submission of reporting, returns and activation of customers to digital platform.
• Guided branches on various trade related transactions in coordination with internal and external stakeholders.
• Acted as Circle Service Head, Raipur Circle, Chhattisgarh, Transaction Banking (April 2015 Till April 2016) in the same role and handling the same responsibilities as mentioned above.
• Foreign Exchange Operations Head, Dalhousie Square Branch, Kolkata (July 2013 to March 2015) and managing the foreign exchange and trade transactions for the branch, taking care of audit and compliance, clearance of compliance items, regulatory reporting, mentoring of junior resources.
• Handled all kinds of capital and current account transactions viz., Letter of Credits (Foreign and Inland), Bank Guarantees (Foreign and Domestic), Buyers Credits, Direct remittances, Advance Import remittances, Outward remittances of their than imports, Export Bill Discounting, Collection, LC Advising, ODI, FDI and ECB transactions and reporting.
• Liaise with back office and regulatory bodies and customers in resolving queries and seamless processing of reporting and transactions.
• Foreign exchange Operations Head, Corporate Banking Branch, Kolkata (March 2011 till June 2013).
• Was the forehead for the biggest branch in Kolkata and servicing corporate customers and over viewing seamless processing of transactions by team and addressing customer Queries and escalations amicably to logical conclusion within stipulated TAT.
• Addressing Audit queries, taking care of proper and timely reporting of foreign exchange transactions, coordinating with back office and peer departments /officials in obtention of approvals, providing advisory Services to customers/RMs on trade and foreign exchange products.
• Performing all the activities in a Larger scale as mentioned above in Dalhousie Square Branch with 6 to 7 resources directly reporting to self.
• Managing regulatory reportings and timely filing of regulatory returns on behalf of the department.
• Training and induction of junior staff and overviewing the entire foreign exchange operations of Corporate Banking Branch, Kolkata.

• Associate Vice President and Regional Sales–Trade and Supply Chain, IndusInd Bank Ltd (July 2010 to Feb 2011) in Kolkata and was taking care of Trade and foreign exchange Sales for Eastern Region.
• Acted as a liaison officer between customers, Product team, Operation steam and Business team in driving the trade and foreign exchange business targets allocated to the region.
• Coordinate with correspondent banking team for buyers credit quote arrangements, address Customer queries on trade and foreign exchange products, assist the operation steam with transaction related approvals, charge approvals, preparation of product notes for approvals against supply chain related transactions.
• Providing requisite advisory services to Business and Operation steam in trade foreign exchange related area.

• Manager Product Sales-Trade and Cash Management, Transaction Banking, YES Bank Ltd, Kolkata (Sept 2007 to July 2010) - Was instrumental in driving the Eastern Regional budget for Transaction Banking Department and support to Business team in Trade foreign exchange and Cash.
• Management deal conversions.
• Liaising with Operation steam, Customers, Business Team, Product team for smooth and seamless processing of transactions and obtention of Product related deviation/pricing approvals from Product team.
• Issue Product notes after seeking approval from Product team on Bill discounting, invoiced is counting transactions to suit customer and bank requirements.
• Keep close watch on upcoming dividend deals, IPO/FPO issues in the market and active liaison with customers for conversion of such deals through the Bank.
• Monitoring and liaising of Capital market deals till its successful execution in close coordination with Operation steam at branch and central level and arranging for timely delivery of MI Sand reporting relating thereto.

• Branch Manager and Assistant Manager–Band II from Junior Officer level, ICICI Bank Ltd, Kolkata (Nov 1999 to Sep 2007) - Joined the bank as a Junior officer in the year 1999 and was managing front desk Operations like account opening, advice and statement generation, Fixed Deposits, handling over the counter customer queries for a month.
• Also handled locker and ATM operations for a while.
• From Dec 1999 was posted in Clearing Department, handling inward cheques (Both Retail and Corporate), Outward clearing, returns, reconciliations, Fund transfers (both Inter and Intra bank), encoding of MICR cheques before dispatch to RBI clearing house, clearing house responsibilities like dropping and pickup of cheques and visits to RBI for cash collections.
• Was in clearing department for around 6 months.
• Was posted in Credit Admin Department for 1 year and 8 months till Jan 2002 with Responsibilities on updation of Stock Statements, QIS, FFRs, Insurance Statements and follow up with customers for said activities, handling of loans documentations for Cash Credit & Overdrafts, Temporary Overdrafts, Setting up of limit nodes, updation of drawing power of customers, filing of returns and various reporting relating to credit department, NPA returns and all post sanction documentation activities at branch level, issuance of balance confirmation certificates, issuance of Bank Guarantees to credit customers against limit or 100% cash margin, issuance of Interest Certificates, proper up keep and maintenance of TOD records and custodian of Fixed Deposits kept as cash margin against facilities granted, renewal intimation and execution of credit documents and providing advisory to credit customers on documentations.
• Since January 2002, was posted in foreign exchange Department at branch in Exports Division.
• Handling export bill discounting under LC/Non LC, collections, packing credits, post shipment documents and dispatch, forward contract booking and cancellations, domestic bills and cheque purchases, Filing of R-returns, BEF and XOS returns, audit and compliance regularization, recovery off or export related charges.
• After centralization of foreign exchange Operations at the latter part of 2002, was assigned the responsibility of Customer Service Manager for servicing SME and Corporate customers in relation to foreign exchange and Domestic trade transactions like Bank Guarantee, LC, Buyers Credit, Forward Contracts, Import and Export Transactions and Capital account transactions.
• Got promoted as Senior Officer in April 2004.
• Till Feb 2005 was in foreign exchange Department.
• Posted to Corporate General Banking Operations since March 2005 till October 2005 Handling authorization of demand drafts, fund transfers, chequebook issuances, cash transactions, Stop payments, Pay orders, CMS and Tax Challan authorizations, handling Customer relationships for general banking operations for Peerless General Insurance & Group Cos, over viewing cheque printing activities of the Co, providing payment/collection and Reconciliation to the Co.
• Was deputed to Duliajan Branch, Upper Assam as Acting Branch Manager for opening a Corporate Banking Branch for OIL INDIA LTD and successfully handled their dividend mandate for 2 months from Oct 2005 till Nov 2005 after surrender of Branch Manager responsibility to appointed Branch Head.
• Assigned to manage Capital Market Operations at branch level, coordinating with Capital Market desk, Stock Exchanges and trading customers for ABC (Additional Base Capital) updation, updation of additional margins for trading and reconciliation and fund Management for trading activities.
• Managing the responsibility of maintaining and issuing Bank guarantees to Stock Exchanges on behalf of capital market customers and providing Custodian services to broking community.
• Promoted as Assistant Manager Band-I and then Band II under restructuring and Transferred as Branch Manager to Corporate Banking Branch, Manikanchan Branch in SEZ Unit at Salt Lake City, Kolkata Sector V.
• Was responsible for managing branch books, business targets, audit and compliance, over viewing of trade, cash and general banking activities since April 2006 till Sept 2007 before leaving the Bank.
• Branch book size was to the tune of Rs102 crore as on 31st March 2007.

• Worked as a computer assistant to erst while Finance Minister of the State of West Bengal, Dr. (Late) Asok Mitra for 3 months on part time basis and supported in documenting his financial lectures.

Shortlisting of candidates for role based recruitment requirements of clients like General Electric etc.

Maintaining database and data processing of candidates for various roles and industries.

Supporting senior consultant in arranging for preliminary interview calls for shortlisted candidates.