Saurav Satyendra Sharma
Mumbai
Summary
Currently, a Senior Consultant at EY, engaged in a Digital Strategy and Transformation project. Overall 7+ years of experience, with 6+ years of expertise in heading end-to-end digital transformation projects, driving business growth, process re-engineering, devising business strategy, and conducting portfolio risk governance and monitoring policy norms, and 1 year in the manufacturing industry. Result-oriented professional having excellent analytical, problem-solving, and communication skills with an adaptable nature.
Overview
10
10
years of professional experience
1
1
Certification
Work History
Senior Consultant
Ernst and Young
Mumbai
06.2023 - Current
- Business Subject Matter Expert (SME) for the Retail Lending LOS module, responsible for defining and creating a digital journey roadmap for the KYC to Sanction module for PV, Tractor, and Used car loan business for one of the largest Indian NBFC clients.
- Team lead for UAT project of LOS module (Sales App and Salesforce) governing the execution, planning, and defect management for E2E UAT of personal vehicle, tractor, and user car loan digital journeys for multiple project releases.
- Responsible for creating comprehensive documentation of user stories and use cases to ensure clear and consistent communication throughout the development lifecycle.
- Responsible for conducting a Current State and Gap Analysis of demand, project, change, and incident management processes for an Indian banking client.
- Highlighted process and system gaps for the Demand and SDLC lifecycle of the bank by conducting benchmarking and competitor analysis
- Recommended 10+ digital and process-related initiatives enabling robust and future-ready process design.
- Responsible for spearheading the overall LMS assessment project for an Indian NBFC client.
- Reviewed current functional capabilities across Product configurations, GL setup, loan life cycle, NPA management, and EOD BOD process, and benchmarked the same against the Finacle LMS module for PL and MFI business.
- Highlighted 70+ observations across functional capabilities, with regulatory and non-regulatory impacts.
- Spearheaded the Testing strategy assessment track by analyzing the existing testing process, coverage in SIT, QA, UAT testing, and defect management.
Product Manager-Digital Transformation-Vehicle Finance
DCB Bank
Mumbai (Head Office)
06.2021 - 06.2023
- Managed the end-to-end business process of refinance lending and driving business growth by executing changes in product offerings.
- Conducted market research and executed changes in the New and refinance business to match DCB Bank's product standard to the current industry standard.
- Spearheaded business sales contests, hence increasing Q-o-Q new tractor and refinance book value by 37%.
- Streamlining business processes by conducting a product process review with multiple stakeholders, hence ensuring correct execution of the process and solving process-related discrepancies.
- Brainstormed and drafted a tractor loans business expansion plan for FY22-23, which included new geography expansion, additional manpower allocation, and portfolio book growth projection in coordination with the Sales, Credit, and HR teams.
- Responsible for the end-to-end process of the digitalization project for the Tractor and KCC products.
- Developed the entire digital product journey with LOS, BRE, Credit and Operations web portals, LMS and project PERT by gathering requirements from multiple stakeholders for the Tractor and KCC products.
- Executed vendor evaluation by conducting a market survey, interacting with multiple vendors, and communicating project requirements.
- Successfully managed the Finacle ATD dashboard restructuring project, which included defining new data fields for accurately capturing loan parameters, and revising the entire loan data dumps, hence standardizing data values.
- Headed the vehicle loan digitalization project in close coordination with SENSEI Technologies and Kaleidofin Pvt. Ltd. from Bengaluru.
Product & Policy Manager
L&T Finance
Mumbai (Head Office)
05.2019 - 06.2021
- Implementing and monitoring Credit Policy norms for Farm Equipment finance and conducting portfolio governance and risk analysis on matrices and implementing action items.
- Preparing and publishing Portfolio Review deck for senior management for monthly reviews.
- Drafting and documenting credit and business policy reports.
- Analyzing customer repayment behavior, Non starter tracking, 2nd EMI bounce, Roll rates analysis, Collection efficiency trend analysis, loan lending parameters and vintage charts to take strategic decision for better performance of business portfolio.
- Appreciated for stress testing the Bureau rule engine (BRE) and implementing credit guardrails in Farm digital sourcing application and Credit underwriting portal by working closely with Business, IT & EDW Team.
- Defined and implemented new portfolio analysis matrices and crosstabs on Tableau dashboards.
Site Engineer
Vishal Enterprises
Surat
07.2015 - 08.2016
- Supervised and reported progress of mantling and erecting of MF2 Deareator Module.
- Appreciated for installing and erecting ESP module of a 270MW Boiler plant.
- Supervised two different teams while working on two different projects on erection and fabrication.
Education
PGDM - Financial Services
K.J. Somaiya Institute of Management And Research
Mumbai04.2019
Bachelor of Technology - Mechanical Engineering
Bharati Vidyapeeth Deemed University
Pune06-2015
Skills
- Gap analysis
- Digital product journey creation
- Product life cycle management
- Process improvement
- Product Requirement Gathering
- Figma Wireframing
- UAT execution and management
- Team leadership
- Project management
- Process Digitalization
- Portfolio Analysis and Management
- Policy formulation
- Finacle
- JIRA
- Salesforce
- Microsoft Visio
- Tableau
- Advanced MS-Excel
- MS-Powerpoint
Accomplishments
- Awarded DCB Bank Rising Star for implementing product and policy-level changes for boosting business growth of refinance and new tractor loans, and heading end-to-end digitalization project for tractor loans
- Awarded the Business Extraordinaire Award at EY for defining the digital journey of the sales app and showcasing business understanding of the E2E journey
Certification
- Certified Scrum Product Owner - Scrum Alliance
- Introduction to ChatGPT and Generative AI - Udemy
- How to GPT - Mastering the Art of Prompt Engineering -Udemy
- The Project Management Course - Beginner to Project Management - Udemy
Timeline
Senior Consultant
Ernst and Young
06.2023 - Current
Product Manager-Digital Transformation-Vehicle Finance
DCB Bank
06.2021 - 06.2023
Product & Policy Manager
L&T Finance
05.2019 - 06.2021
Site Engineer
Vishal Enterprises
07.2015 - 08.2016
PGDM - Financial Services
K.J. Somaiya Institute of Management And Research
Bachelor of Technology - Mechanical Engineering
Bharati Vidyapeeth Deemed University
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