Savaisinh Sodha
nakhatrana
Summary
Results-driven professional specializing in risk assessment and sales strategy development. Demonstrated success in cultivating strong customer relationships and driving business growth within the rural banking sector. Expertise in leadership and strategic planning to enhance operational efficiency.
Overview
4
4
years of professional experience
Work History
Gold Appraiser
IIFL FINANCE LIMITED
Nakhatrana
02.2024 - Current
- Prepared detailed reports describing the characteristics of each piece of gold evaluated.
- Conducted detailed assessments of gold items for valuation purposes.
- Acquire a new customer from a balance transfer.
- Disburse gold loans after a successful valuation.
- Resolve NPA, DPD, and auction accounts.
Dairy sales officer
HDFCBANK LIMITED
Nakhatrana
10.2021 - 02.2024
- As a dairy sales officer sourcing loans from farmers with a multiple range of products in rural banking for retail assets, valuing them, I do the login process, follow up with the credit team, and visit farmers' homes, agricultural land, and cattle before logging in to check customers' loan repayment capacity before logging in.
- Do secure a cattle loan that provides a term loan of up to 3.43 lacs ticket size, including cattle insurance, where the per cattle range is 70k-80k funding. Another product provides unsecured, collateral-free cash credit loans to farms of up to 1.80 lacs.
- Work in CGFMU like government schemes that provide collateral-free term loans or CC loans up to 10 lakhs to small and marginal farmers on cattle as per the annual milk statement, as well as providing agri-gold loans to farmers.
- Work in social security schemes, PMSBY, PMJBY, and APY.
- In retail liabilities, opening CASA accounts and FD, RD accounts, and cross-selling of insurance.
- Cover more than half of the area of Kachchh in the rural banking business.
Education
Bachelor of Science - Physics
Shree R R Lalan College
Bhuj-Kachchh01-2020
Skills
- Risk assessment in individual loans
- Sales strategy development
- Leadership and team building
- Problem solving techniques
- Business growth strategies
- Customer relationship management
Accomplishments
Rajput award 2015-District level award in academics given by kachchh rajput society
Languages
- English, Hindi, Gujarati
- Two dialects(Kachchhi and Dhati)
Timeline
Gold Appraiser
IIFL FINANCE LIMITED
02.2024 - Current
Dairy sales officer
HDFCBANK LIMITED
10.2021 - 02.2024
Bachelor of Science - Physics
Shree R R Lalan College