Seema Bathulla
Assistant Credit Manager
Thane
Summary
Credit Risk Analytics and understanding of Home Loan,Equity Loan application and all products. Customer Interaction to understand needs,finds solutions within the the product range availab
Overview
20
20
years of professional experience
3
3
Languages
Work History
Assistant Credit Manager
Hdfc Sales Pvt Ltd
12.2007 - Current
- Credit Risk Analytics and understanding of Home Loan,Equity Loan application and all products
- Customer Interaction to understand needs,finds solutions within the the product range available
- Financial Appraisal and conducting due diligence of the clients
- Interpretation of Credit Bureau report,assessment of Income,Analysis of Bank Statements, assessing eligiblity
- File processing by Appraiser within the time,customer calling,Query resolving,File login at HDFC,Faster Sanction,Keeping a check on TAT for Login & Sanction.Checking the Quality of Calls to customer & Processing by Appraiser
- Maintains monthly MIS & presenting to Higher Authorities
Tele Executive
Team Lease Services
08.2004 - 05.2005
- Coordination with Customer for collecting amount
Education
10th Class (X) - English
Maharashtra State Board of Secondary and Higher Secondary Education
12th Class (XII) - English
Maharashtra State Board of Secondary and Higher Secondary Education
Bachelor of Commerce (B.Com) - Commerce
R K T college ulhasnagar
Skills
Credit Monitoring
Credit Underwriting
Risk Management
Regulatory Compliance
Problem Solving Ability
Awards
Performance award, 04/01/16, Top Performances Awards in Current Organisation. In the year 2016-17 - 1st Rank. In the year 2017-18 - 1st Rank. In the year 2019-20 - 1st Rank. In the year 2020-21 - 2nd Rank.
Timeline
Assistant Credit Manager
Hdfc Sales Pvt Ltd
12.2007 - Current
Tele Executive
Team Lease Services
08.2004 - 05.2005
10th Class (X) - English
Maharashtra State Board of Secondary and Higher Secondary Education
12th Class (XII) - English
Maharashtra State Board of Secondary and Higher Secondary Education
Bachelor of Commerce (B.Com) - Commerce
R K T college ulhasnagar