SEEMA PATIL
Product Manager
Bengaluru
Summary
Dynamic senior product leader with over 19 years of expertise in financial systems, regulatory transformation, and digital finance modernization within banking, payments, and enterprise solutions. Proven track record in defining product vision and strategic roadmaps that enhance compliance, facilitate data-driven decision-making, and streamline processes across complex global organizations. Expertise in leading cross-functional teams and fostering collaboration with stakeholders across the US, EU, and APAC regions. Recognized for building trusted relationships with industry leaders such as Wells Fargo, AMEX, Citibank, ANZ, Deutsche Bank, and Visa.
Overview
21
21
years of professional experience
5
5
Certifications
Work History
Product Manager / Senior Consultant
Cognizant - WellsFargo
07.2023 - Current
- Owning product roadmap for cross-border onboarding of partner Visa, with MVP rollout spanning 17 countries and scalable expansion to 50+ markets.
- Redesigning onboarding workflows and compliance processes, aligning with multi-jurisdiction regulatory standards to accelerate time-to-market.
- Partnering with engineering, compliance, treasury ops, and legal teams to define API integration requirements and partner engagement models.
- Driving MVP delivery milestones by securing alignment across global stakeholders and defining KPIs for adoption and transaction volumes.
Product Manager / Senior Consultant
Cognizant - AMEX
01.2024 - 06.2025
- Defined and executed the finance API product roadmap (35+ APIs), aligning features to business and regulatory priorities for enterprise decision-making.
- Modernized 15+ legacy APIs, cutting operational costs by 25% and improving compliance audit readiness.
- Launched 4 PRFAQs, reducing delivery delays by 15% and improving cross-functional collaboration.
- Delivered zero-defect releases with 98% uptime, supporting reliable global reporting.
Product Manager
MicroGenesis Tech Soft
06.2019 - 01.2024
- Spearheaded launch of a finance & operations SaaS platform for clinics in Italy, improving reporting accuracy and compliance tracking across 7 sites.
- Achieved 90%+ roadmap execution by aligning requirements with business KPIs.
- Embedded analytics dashboards, achieving CSAT of 4.5/5 by enabling faster decision-making.
Senior Business Analyst
Deutsche Bank India
12.2014 - 06.2019
- Led the SWIFT migration across 3 regions, ensuring compliance and system integrity.
- Designed workflows and to-be process models to enhance reporting and risk management.
- Strengthened QA coverage to deliver defect-free go-lives for finance platforms.
Test Lead / Analyst
Capgemini, HP, Logica-CGI
01.2005 - 01.2014
- Delivered financial systems integration and QA for SWIFT MT message flows, settlement engines, and core banking platforms.
- Ensured compliance readiness and seamless scaling of high-volume systems.
Education
MBA - Product Leadership
Institute of Product Leadership
MCA - undefined
Basaveshwar Engineering College
Skills
- Product Strategy
- Product Roadmap
- Stakeholder Management
- Regulatory Compliance
- Digital Payments
- SWIFT/ISO 20022
- Cross-border Payments
- API Platforms & Modernization
- Agile & SAFe Leadership
- Risk & Compliance Management
- Data-Driven Insights
- JIRA
- Confluence
- SQL
- Figma
Certification
Advanced Certified Scrum Product Owner (ACSPO)
Timeline
Product Manager / Senior Consultant
Cognizant - AMEX
01.2024 - 06.2025
Product Manager / Senior Consultant
Cognizant - WellsFargo
07.2023 - Current
Product Manager
MicroGenesis Tech Soft
06.2019 - 01.2024
Senior Business Analyst
Deutsche Bank India
12.2014 - 06.2019
Test Lead / Analyst
Capgemini, HP, Logica-CGI
01.2005 - 01.2014
MCA - undefined
Basaveshwar Engineering College
MBA - Product Leadership
Institute of Product Leadership