SEEMABANU MOHAMMADMAKHDUM MALEK
THASRA
Summary
Licensed and certified Loan Consultant with many years of diverse experience, including car and commercial vehicle loans. Customer-focused professional with deep knowledge of loan standards combined with history of building strong and repeated client relationships. Committed to precise, accurate, and timely transactions with no surprises.
Overview
5
5
years of professional experience
Work History
VEHICLE LOAN CONSULTANT (PROPRIETOR)
EASY AUTO SERVICES
BHALEJ
04.2021 - Current
- Analyzed customer's credit reports, tax returns, income statements. in order to determine creditworthiness.
- Assisted customers with completing loan applications accurately and thoroughly.
- Evaluated existing accounts for possible refinancing opportunities based on changing economic trends or customer needs.
- Conducted credit checks to verify customer eligibility for loans.
- Managed communication between client and lending institution, explained refinancing options, and insurance protection products and verified complete data on-hand to fund loans.
- Recommended loan terms, conditions and collateral position consistent with client request and associated loan risks and set clear and realistic expectations with clients.
- Approved loan within specified limits or referred to appropriate approval level.
- Approved or denied loan applications and explained reasoning behind decisions.
Assistant Accountant
SHREE HARI FINANCIAL SERVICES
ANAND
03.2020 - 03.2021
- Provided assistance in preparing tax returns annually.
- Verified accuracy of vendor invoices against purchase orders prior to payment processing.
- Managed payroll processing for staff members.
- Resolved billing discrepancies with vendors or customers promptly.
- Ensured accuracy in all accounting entries and records.
- Reviewed purchase documents and company receipts for reconciliation with statements.
- Prepared accurate financial reports each month by collecting, analyzing, and summarizing account information.
Education
Master of Commerce - ACCOUNTING AND FINANCIAL MANAGEMENT
SARDAR PATEL UNIVERSITY
ANAND04-2017
Bachelor of Commerce - ADVANCED ACCOUNTING AND AUDITING
GUJARAT UNIVERSITY
BOARSD04-2015
HIGHER SECONDARY BOARD - Commerce
GSHSEB
GANDHINAGAR03-2012
SECONDARY BOARD - General Studies
GSHSEB
GANDHINAGAR03-2010
Skills
- Financial reporting
- Loan processing
- Credit analysis
- Customer relationship management
- Market analysis
- Account management
- Negotiation skills
- Loan origination
- Credit assessment
- Collateral valuation
- Credit scoring
- Financial transactions expertise
PASSPORT DETAILS
- PASSPORT NUMBER - B7332720
- DATE OF BIRTH - 27/04/1994
- DATE OF ISSUE - 29/11/2023
- DATE OF EXPIRY - 28/11/2033
Timeline
VEHICLE LOAN CONSULTANT (PROPRIETOR)
EASY AUTO SERVICES
04.2021 - Current
Assistant Accountant
SHREE HARI FINANCIAL SERVICES
03.2020 - 03.2021
Master of Commerce - ACCOUNTING AND FINANCIAL MANAGEMENT
SARDAR PATEL UNIVERSITY
Bachelor of Commerce - ADVANCED ACCOUNTING AND AUDITING
GUJARAT UNIVERSITY
HIGHER SECONDARY BOARD - Commerce
GSHSEB
SECONDARY BOARD - General Studies
GSHSEB
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