SENTHILKUMARAN
Pondicherry
Summary
Dedicated Credit Officer knowledgeable about assessing financial documents, organizing applications and providing recommendations for approval or disapproval. Meticulously organized and systematic with strong judgment and critical thinking skills. Looking for a permanent role with room for career growth.
Overview
6
6
years of professional experience
Work History
Deputy Manager (Branch Operation)
IDFC First Bank
Pondicherry
07.2023 - Current
- PD Visit, Profile evaluate, KYC analysis, Cheque clearing, Branch Operation.
- Monitored daily operations and ensured compliance with company policies and regulations.
Credit Officer
Kotak Mahindra Bank Ltd
Pondicherry
10.2022 - 07.2023
- CIBIL Analysis, Credit Underwriting, KYC analysis, Daily MIS maintain, TAT time maintenance, File checking, first level conversion, query checking.
- Developed policies and procedures for approving and managing customer credit limits.
- Monitored customer account activity to identify any potential risks or issues.
- Reviewed credit applications and financial statements to determine customer creditworthiness.
Credit Officer
Kotak Mahindra prime Ltd
Pondicherry
12.2020 - 09.2022
- CIBIL Analysis, Credit Underwriting, Personal discussion, KYC analysis, Daily MIS maintain, TAT time maintenance, File checking, cleaning process, first level conversion, query checking and customer care.
- Reviewed credit applications and financial statements to determine customer creditworthiness.
- Developed policies and procedures for approving and managing customer credit limits.
- Monitored customer account activity to identify any potential risks or issues.
Sales Executive (Consumer Product)
Bajaj finance service (Quess corporation)
Pondicherry
09.2019 - 05.2020
Graphic designer (Junior Executive)
SPi Global
Pondicherry
08.2018 - 09.2019
Education
B. Tech (ECE) -
Shri Krishnaa College of Engineering & Technology, Pondicherry University
Pondicherry01.2018
HSC -
Ilango Adigal Govt. Hr. Sec. School
Pondicherry01.2013
SSLC -
Govt. High School, Tamil Nadu State Board
pondicherry01.2011
Skills
- DDTP
- Optical Wire splicing
- NS2 software
- MS Office and Basic Computer Knowledge
Languages
- Tamil
- English
Areas Of Interest
- Wireless communication
- Optical wire communication
- Banking & Finance
Personal Information
- Father's Name: MAHESHWARAN
- Mother's Name: RAJESHWARI
- Date of Birth: 07/03/96
- Marital Status: Married
Projects
An Energy Efficient Localization and Collision Avoidance of Mobile Devices in WSN, NS2, To avoid collision in data transfer and also improving energy efficiency
Timeline
Deputy Manager (Branch Operation)
IDFC First Bank
07.2023 - Current
Credit Officer
Kotak Mahindra Bank Ltd
10.2022 - 07.2023
Credit Officer
Kotak Mahindra prime Ltd
12.2020 - 09.2022
Sales Executive (Consumer Product)
Bajaj finance service (Quess corporation)
09.2019 - 05.2020
Graphic designer (Junior Executive)
SPi Global
08.2018 - 09.2019
B. Tech (ECE) -
Shri Krishnaa College of Engineering & Technology, Pondicherry University
HSC -
Ilango Adigal Govt. Hr. Sec. School
SSLC -
Govt. High School, Tamil Nadu State Board
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