SHAIK KALISHA VALI
Secunderabad
Summary
To secure a responsible position in a professionally managed organization where I can effectively utilize my experience in Working Capital finance, financial analysis, and relationship management to contribute to organizational growth while enhancing my professional skills.
Banking professional with 4+ years of experience in Working Capital / MSME segment Strong expertise in financial analysis, credit assessment, and loan structuring Proven track record in portfolio management, renewals, NTB acquisition, and cross-selling Experienced in handling OD, CC, TL, BG, LC products Recognized for top performance and business achievements
Overview
3
3
Languages
5
5
years of professional experience
Work History
Manager Acquisition– Corporate Salary
IDFC FIRST Bank Ltd
04.2025 - Current
• Managed corporate salary account onboarding and documentation process for employees of partnered companies.
• Assisted customers with KYC compliance, account opening, and banking product enrollment.
• Handled salary account servicing, issue resolution, and relationship management with corporate employees.
• Supported credit card, insurance, and banking product cross-selling to salary account customers.
• Delivered customer support regarding account queries, debit cards, mobile banking, and net banking services.
• Built and maintained relationships with SME/MSME and corporate clients to generate business opportunities.
• Sourced New-to-Bank (NTB) clients for BBG (Business Banking Group) products and services.
• Handled end-to-end coordination for Working Capital loans, Overdraft (OD), Cash Credit (CC), and Term Loan processing.
Relationship Officer – Working Capital
Axis Bank Ltd (Quess corporation)
11.2021 - 05.2024
Sourcing of MSME Customers with respect to Working Capital & LAP Requirements of Clients.
• Providing Tailor made products in terms of Trade products like OD, CC, TL, LAP, Etc.
• Analyzing the Financials for proposing the Limits.
• Liaison with Valuators &Advocates for Technical &Legal.
• Co- ordinating with Credit for Sanctions towards NTB & Enhancements.
• Preparation of Disbursement documents according to sanction conditions.
• Generating Crosssell leads towards CASA, Insurance, Personal Relationships &other Investments
Etc.
Education
DEGREE -
11-2020
INTERMEDIATE -
03-2017
S.S.C -
03-2015
Skills
Working Capital Assessment & Credit Appraisal
Financial Statement Analysis
Relationship & Portfolio Management
MSME Lending (OD / CC / TL / BG / LC)
NTB Acquisition & Business Development
Credit Coordination & Documentation
Client Servicing & Issue Resolution
Negotiation & Interpersonal Skills
Working Capital & Liquidity Management (Core)
Having Basic Knowledge about Trade Finance (Letters of Credit (LCs), Bank Guarantees, Import/export financing,Invoice discounting & factoring)
Credit Analysis & Risk Assessment
Financial Modeling & Analysis( Limit utilization analysis)
Accomplishments
- Qualified for Two Times Goa Contest for achieving the highest business PAN-India as Sales Officer at the Axis Bank.
- Received Awards in the Axis Bank, the three times winner of the small business banking influencer Awards, hosted by Quess crop limited company.
- Achieved the highest BBG loan disbursement in Q3 2025 at IDFC FIRST Bank by sourcing and onboarding new-to-bank clients.
- Received Certificate of Recognition for excellent performance as a NOVA Banker at IDFC FIRST Bank.
DECLARATION
I here by declare that the above information is true and correct to the best of my knowledge and belief. Place: HYDERABAD. Date:
PERSONAL DETAILS
- Date of Birth: 23 May 1999
- Father’s Name: Shaik. Hussain Shaheb
- Permanent Address: 1-31-758, Indira Nagar, Kanajiguda, Secunderabad – 500015
Timeline
Manager Acquisition– Corporate Salary - IDFC FIRST Bank Ltd
04.2025 - Current
Relationship Officer – Working Capital - Axis Bank Ltd (Quess corporation)
11.2021 - 05.2024
J.K.C College, Guntur - DEGREE,
MASTER MINDS JUNIOR COLLEGE - INTERMEDIATE,
SAI ADITYA HIGH SCHOOL - S.S.C,