Shailesh Zawar
Internal Risk Management Retail Branch Banking
Kolhapur
Summary
Hands on Experience of 22 Years in Retail Branch Banking, Audit and Compliances, Stock Market, Mutual Funds and Insurance.
Specialized in Internal Risk Management, Processes Development, Digitalization of the processes and wants to use skills experience to help the organization in achieving Audit Control and Digital Expertise.
Overview
22
22
years of professional experience
5
5
years of post-secondary education
Work History
Regional Process Manager, RCU & Internal Control
Kotak Mahindra Bank Ltd
Kolhapur
10.2021 - Current
- Managing 14 branches with city Jaysingpur, Karad, Phaltan and Baramati
- Process Visit in Every 4 months and Flash Visit in Every 4 Months so managing branches through visit in every 2 months
- Identified Fraud in branch where TPP product has been soled out of vicinity of branch where customer has not visited said branch
- New Developments like AverQ - Demonstrated leadership skills in managing projects from concept to completion.
- Training and Process implementation - Strengthened communication skills through regular interactions with Branch Staff.
- Digitalization of Processes - Demonstrated creativity and resourcefulness through development of innovative solutions.
- Solution Based Approach - Resolved problems, improved operations and provided exceptional service.
- Process Lapse - Identified issues, analyzed information and provided solutions to problems.
- Frauds - Identified Frauds in course of Audit visit at Branches
- MIS - Managing Team MIS and helping Management to discussing same in meeting
Regional Risk Manager
ICICI Bank Ltd
Kolhapur
10.2011 - 09.2021
- RRM - Jan-2016 to Apr -2019
- Coordinate, organize and facilitate risk trends happening across various departments
- Support reporting and monitoring of metrics and Key Risk Indicators (KRI) at product line and divisional levels; continuously improve existing body of KRI and related reporting
- Proactively identifying operational risks and assessing adequacy of controls to manage such risks, including recommending enhanced or additional controls
- Branch Manager – Sept 2011 – Dec 2015 & May 2019-2021
- Working towards achieving Profitability Targets of branch
- CASA, FD and TPP Product selling to increase branch profitability
- Managing CASA Team
- Sourcing of Assets Like HL, LAP, Business Loans, Gold Loan, Credit Card
- Have record of Selling highest POS in Kolhapur 16 in single month between 6 branches within city limit
- Able to cater 36Cr of CASA and FD Books from 13Cr in single Financial Year
- Able to increase in Asset Book from 12% to 348% book size by sourcing highest number of Business Loans from branch within FY
- Working with support areas such as operations, finance, settlements, risk management and technology in ensuring high level of control is maintained Developed short-term goals and long-term strategic plans to improve risk control and mitigation.
Assistance Manager HNI Operations
Kotak Securities Ltd
Mumbai
01.2005 - 08.2009
- Managed over 700 plus HNI Customers with 2 subordinates
- Minimum Portfolio required for HNI desk was of 50 Lcs
- Gained extensive knowledge in data entry, analysis and reporting.
- Proved successful working within tight deadlines and fast-paced environment.
- Developed strong communication and organizational skills through working on group projects.
Officer, Retail Branch Banking
Business Co-op Bank Ltd
Nasik
03.2001 - 01.2005
- Handled FD desk with book size of 100Cr
- Managed different departments like Account Opening, Cash, Clearing, FD, Welcome desk
- Was core Team member to Clearing House to convert Manual Clearing to MICR Clearing
- Was core team member to handled Customer relationship to stop outflow of FD in challenging time of Bank
- Prepared and submitted detailed reports regarding assignments and ongoing investigations.
- Coordinated operations with other emergency service groups.
- Wrote detailed narrative reports for use in investigations.
- Supervised, directed and evaluated assigned staff members and newly hired officers.
Education
Master of Management Science - Finance
JDC Bytco Institute of Mgt Studies & Research
Nasik 06.2002 - 05.2004
GDC&A - Accounts And Audits
Govt. Diploma in Co-op. & Accounts
Nasik 08.2003 - 08.2003
Diploma in Business Management - Marketing
JDC Bytco Institute of Mgt Studies & Research
Nasik 05.2000 - 06.2002
B.Com - Commerce
BYK College Of Commerce
Nasik 06.1999 - 05.2000
Skills
Internal Controls Audit
Internal Quality Audits
Internal auditing
Internal Process Improvement
Auditing processes and procedures
Internal Audits
Operational policies and processes
Audit preparation and reporting
Internal controls
Process understanding
Reading
Having a versatile reading from Business, Marketing to story telling Books, Mythological to Court Room Novels
Work Availability
monday
tuesday
wednesday
thursday
friday
saturday
sunday
morning
afternoon
evening
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Timeline
Regional Process Manager, RCU & Internal Control
Kotak Mahindra Bank Ltd
10.2021 - Current
Regional Risk Manager
ICICI Bank Ltd
10.2011 - 09.2021
Assistance Manager HNI Operations
Kotak Securities Ltd
01.2005 - 08.2009
GDC&A - Accounts And Audits
Govt. Diploma in Co-op. & Accounts
08.2003 - 08.2003
Master of Management Science - Finance
JDC Bytco Institute of Mgt Studies & Research
06.2002 - 05.2004
Officer, Retail Branch Banking
Business Co-op Bank Ltd
03.2001 - 01.2005
Diploma in Business Management - Marketing
JDC Bytco Institute of Mgt Studies & Research
05.2000 - 06.2002
B.Com - Commerce
BYK College Of Commerce
06.1999 - 05.2000