SHAJI K VARAYIL
Banking Operations
Bangalore
Summary
To render an efficient and effective service to the organization to improve the quality of work. To work in a competitive environment with a company which can help me to grow professionally as well as on the personal front, along with the growth of the Company.
Overview
4
4
Languages
26
26
years of professional experience
Work History
Manager
Standard Chartered Global Services
07.2025 - Current
- Preparing CBWTR reporting on a monthly basis for Trade Unit, Cards Department and Custody Services
- Preparing CPFIR REPORTING on a daily basis.
- Compiling and Analysing CBWTR (Cross Border Wire transfer reporting) on a monthly basis and CPFIR (Central Payments Fraud Information Registry) on a daily basis for Pan India
- Manage end to end preparation of both reports accurately and submit on time.
- Defined job responsibilities and tasks
Senior Officer
Standard Chartered Bank
01.2022 - 06.2025
- Handling import and Buyers credit payment.
- Scrutinising of Import documents under LC and collections.
- Resolving queries and discrepancies in transactions by coordinating with clients and ensuring seamless processing of transactions end to end.
- Liaise with internal auditor and participate in RBI Audit review with senior management.
- Taking care of issuance and amendment of Bank Guarantees
- Taking care Reconciliation and settlement of BOE and ORM’s in IDPMS
- Preparing R-return every fortnightly and TC return file on monthly basis.
- Outlined specific job responsibilities to clarify role expectations.
Senior Officer
Mizuho Bank (Operations Department)
06.2021 - 12.2021
- Leading team of operations and managing Trade and Cash operations.
- Supervising export documents and ensuring EDPMS closure.
- Monitoring Inward and Outward remittances.
- Issuing GR Waiver.
- Handling of disbursement of PCFC and export bill discounting.
- Taking care of Bill of Entry and Outward remittance closure in IDPMS.
- Approving forex transactions in the system.
- Taking care of issuance of EBRC.
- Taking care of Import collection bills.
- Sending EDPMS and IDPMS reminder letters to clients on a monthly basis.
- Outlined responsibilities and job profile to clarify role expectations.
Senior Officer
Standard Chartered Bank (Trade Operation Services)
05.2017 - 06.2021
- Supervising all export collection and Letter of Credit (L/C) bills such as collections and LC confirmations and export-related RBI reporting - XOS, clearing the export bill outstanding in EDPMS and liaising with customer for clearance of outstanding entries within time.
- Managing disbursal and liquidation of Pre-shipment finance-(packing credit) and disbursement of post shipment finance; scrutinizing the export documents submitted by the customers.
- Continuing the focus on traditional flow-based trade solutions; processing Trade Finance Products and ensuring that service quality was maintained at the highest standards.
- Increasing share of wallet from existing clients, developing value-added solutions and structures that served as important entry points into the trade wallet of clients.
- Handling of inward remittances and foreign exchange transactions related to export realizations.
- Handling GR Waiver requests and Merchant Trade Transactions
- Defined job responsibilities and profile for team roles.
Senior Officer
Standard Chartered Bank (Cash Management Services)
03.2008 - 05.2017
- Processing of Inward Telegraphic Transfers (ITT) & Outward Telegraphic Transfers (OTT).
- Issuing Foreign Inward Remittance Certificate (FIRC) to Customers. Processing bulk transaction request received from Corporate Customer in Straight through Services system.
- Taking care of all Foreign Currency transactions queries.
- Reconciliation of internal suspense accounts.
- Taken care of Cash Pickup control and reconciliation of Cash picked up and funding.
- Reconciling of all the cash picked data up with customer Credits.
- Have knowledge of FEMA, ECB, ODI and FDI.
- Preparing LRS report for Bangalore branch.
- Monitoring and coordinating with vendors
- Managed daily tasks and responsibilities in the role.
Help Desk Executive
Orient Technologies ltd
10.2006 - 03.2008
- Giving Application Support to branches of Bank of India and solving the query related to Finacle (Banking Software).
- Handling queries related to Clearing, Cash transactions, A/c opening of SB, Deposit, Loan A/c’s etc. replying to queries through e-mails.
- Handling queries which come in Helpdesk Software and responding to that queries within the time limit with correct solution.
- Done Central EOD (End of the Day) Activity.
- Outlined job responsibilities and daily tasks to clarify role expectations.
Officer
Standard Chartered Finance ltd
05.2005 - 09.2006
- Electronic clearing Service and coordinating with Reserve Bank India to settlement on behalf of customer. (Dividend/Refund accounts).
- IPO (Initial Public Offer) issues, activities involve follow-up with branches / coordinators & reporting to the customer on a daily basis.
- Doing reconciliation during IPO’s on daily basis
- Coordinating with branches and coordinators for issuing Provisional Certificate & Final Certificate.
- Daily reconciliation of Refund A/c.
- Outlined job responsibilities and roles in detail.
Executive
ICICI HOME FINANCE CO LTD
05.2002 - 09.2005
- Handled all types of bank related queries received through system & telephone calls from all branches & Call Centre and responding to the same within the required turnaround time.
- Preparation of Daily MIS report of the Helpdesk activities handled during the day and timely submission of same
- Handling Outstation Clearing & Local Clearing of cheques.
- Keeping track of all types of cheque returns data & dispatched details.
- Defined job responsibilities and profile
Commercial Trainee (HR Department)
PATNI COMPUTER SYSTEMS
03.2001 - 03.2002
- Updating employee data in system.
- Maintaining personal files of around 1000 employees.
- Generating Confirmation, Transfer, Extension, Experience letters through system.
- Defined job responsibilities and roles for team members.
Account Assistant
MILLENIUM MARBLES PVT LTD
10.2000 - 03.2001
- Maintained stock register for marbles to ensure accurate inventory tracking
- Generated invoices for services rendered.
- Outlined key job responsibilities in detail.
Education
Diploma - Personnel Management
Shree Wellingkars Institute of Management
01-2002
Bachelor of Commerce - undefined
Mumbai University
01-2000
DOMAIN EXPERTISE
- Understanding of Banking terminology and client end support as per the specific requirements
- Corporate Banking module - Trade Services, Cash Management Services
PERSONAL DETAILS
- Date of Birth: 02nd October 1979.
- Address: Flat no-001, A Wing, Aswini Block, Aswani Sitara Apts, Ramakrishnapura Anekal Road, Chandapura, Bangalore - 560099
- Marital Status: Married
Timeline
Manager
Standard Chartered Global Services
07.2025 - Current
Senior Officer
Standard Chartered Bank
01.2022 - 06.2025
Senior Officer
Mizuho Bank (Operations Department)
06.2021 - 12.2021
Senior Officer
Standard Chartered Bank (Trade Operation Services)
05.2017 - 06.2021
Senior Officer
Standard Chartered Bank (Cash Management Services)
03.2008 - 05.2017
Help Desk Executive
Orient Technologies ltd
10.2006 - 03.2008
Officer
Standard Chartered Finance ltd
05.2005 - 09.2006
Executive
ICICI HOME FINANCE CO LTD
05.2002 - 09.2005
Commercial Trainee (HR Department)
PATNI COMPUTER SYSTEMS
03.2001 - 03.2002
Account Assistant
MILLENIUM MARBLES PVT LTD
10.2000 - 03.2001
Bachelor of Commerce - undefined
Mumbai University
Diploma - Personnel Management
Shree Wellingkars Institute of Management