Shalaka Shrotriya Karyekar

Results-driven, well-qualified Credit Professional with 10+ years of experience in the banking sector. Expertise in credit analysis and appraisals for working capital finance, complemented by strong team leadership and communication skills. Proven ability to solve complex problems and develop strategic plans that drive organizational growth.

• Skilled in the assessment and underwriting of credit proposals vis-à-vis the parameters as per the bank’s credit policy, with the desired level of quality, and within defined TAT, along with coordination with the business team and PD with the Customer.
• Presentation of the proposals to Executives/Loan committee.
• Detection and rejection of fraudulent cases.
• Audit queries (Statutory, Internal, RBI) resolution pertains to Commercial Loans.
• In charge of Auto Renewal process for existing credit portfolio consisting of 1500+ accounts.
• Handling team of three deputy managers
• Recently, I got selected in the CCBG Business Banking division of the bank, which was started in line with the Private Bank's loan processing center.

• JAIIB (Jan/21) and CAIIB (Aug/22) with "Risk Management"
• Harvard Business Publishing Certifications, 04/23, Finance, Financial Accounting, Quantitative Methods, Spreadsheet Modeling, Mathematics for Management, Management Communications
• Composite Insurance Agent from IRDAI, 12/18