Sharon K
Senior Fincrime Analyst
Bengaluru
Summary
Dynamic Senior Analyst with expertise in AML compliance and fraud investigation. Detail-oriented AML & Financial Crime Specialist with extensive experience in KYC, CDD, EDD, Fin Crime investigations, and AML/CTF compliance. Skilled in investigating internal STRs (ISTRs), preparing Suspicious Activity Reports (SARs), and managing transaction monitoring systems. Experienced in analyzing cases, coordinating with MLROs and business stakeholders, and implementing risk mitigation measures in line with global AML regulations. Proficient in tracking regulatory responses, optimizing STR/SAR workflows, and ensuring timely reporting of unusual or suspicious transactions. Demonstrated ability to review scenarios, rules, and thresholds in monitoring systems, support financial crime projects, and provide compliance expertise during data migration and regulatory audits. Committed to proactively identifying emerging AML typologies and fostering a culture of compliance across business units.
Overview
3
3
years of professional experience
Work History
Senior Analyst
Concentrix
07.2025 - Current
- Filed Suspicious Activity Reports (SARs) with the National Crime Agency (NCA) & (LEAD), ensuring timely and accurate reporting in compliance with AML regulations.
- Conducted transaction reviews and prepared Suspicious Activity Reports (SARs) for escalation to the MLRO.
- Ensured compliance with global AML/CFT regulations, and maintained audit trails for all investigations.
- Performed a deep-dive analysis of financial data to detect suspicious patterns, anomalies, and typologies indicative of money laundering and fraud.
- Investigated cases involving account takeovers, chargebacks, authorized push payment fraud, money laundering, money mules, and peer-to-peer fraud, preparing comprehensive case notes and escalation recommendations.
- Collaborated with cross-functional teams via Jira to manage workflows, track case progress, and ensure efficiency.
- Produced detailed lead justifications and supported regulatory compliance audits with meticulous documentation.
- Reviewing supporting documents, and conducting detailed data analysis to assess transaction patterns and red flags.
Analyst
Incedo
04.2023 - 05.2025
- Conducted KYC onboarding and enhanced due diligence for corporate and high-risk clients.
- Ensuring adherence to KYC and AML regulations and policies, and maintaining accurate records of customer due diligence processes.
- Knowledge of various market asset classes, including equities, bonds, mutual funds, and derivatives, as well as custodian/custody operations.
- Performed KYC (Know Your Customer) verification and document analysis in line with regulatory requirements.
- Collect, verify, and validate customer identity documents.
- Ensure the complete collection of required KYC documentation, as per regulatory and internal policy requirements.
- Maintain accurate records in onboarding systems and workflow tools, document findings, and escalate confirmed matches.
Education
MBA - Finance
Visvesvaraya Technological University
Mangalore, India 04.2001 -
BBA - Banking And Finance
Kannur University
Kannur, India 04.2001 -
Skills
AML Compliance & Financial Crime Team Coordination
Timeline
Senior Analyst
Concentrix
07.2025 - Current
Analyst
Incedo
04.2023 - 05.2025
MBA - Finance
Visvesvaraya Technological University
04.2001 -
BBA - Banking And Finance
Kannur University
04.2001 -