Shashank Mittal
Jaipur
Summary
Chartered Accountant with over nine years of experience in credit monitoring, appraisal, policy formulation, and risk management. Proven track record of rapid promotions at ICICI Bank due to strong professional ethics and expertise. Previous experience at Genpact included proficiency in US GAAP, FAS 109, and lease accounting, recognized with multiple accolades. Skilled in MS Office and Excel, with Six Sigma certification and fluency in English and Hindi.
Overview
11
11
years of professional experience
1
1
Certification
Work History
Area Head
ICICI Bank Limited
Jaipur
11.2016 - Current
- Monitored and managed overall portfolio quality AUM of Rs. 30k Mn., identified early warning signals, and implemented corrective actions to maintain low NPA levels and compliance with internal audit norms.
- Successfully led and supervised a large team of credit professionals for underwriting Mortgage proposals, ensuring strict adherence to credit policies, regulatory norms, and risk frameworks.
- Conducted thorough due diligence and high-quality credit assessment to minimize fraud risk, delinquencies, and portfolio slippages, ensuring strong asset quality across the Region.
- Trained and mentored credit underwriters on policy guidelines, documentation standards, and risk assessment, while providing structured inputs to the policy team for program enhancement.
- Regularly engaged with sales teams and channel partners (DSA/Connectors) to improve sourcing quality, address operational gaps, and ensure strong alignment with the latest policy amendments.
- Collaborated with cross-functional teams—Sales, Operations, Legal, and Collections—to ensure smooth file flow, timely sanction/disbursement, and improved TAT across the state.
Management Trainee
Genpact
Jaipur
03.2015 - 11.2016
- Preparation of Compliance Work paper for VIC/IC as per Internal Revenue Regulation 404(b) and FAS 109.
- Preparing Reconciliation for Provisioning of current year Federal Taxation.
- Preparation of Federal Deferred tax reconciliation for VIC/IC.
- Performing close activities & Other support.
Education
CPA - USA
AICPA
USA09.2024
Chartered Accountant - India
ICAI
India11.2014
B.com - India
University of Rajasthan
India06.2013
Skills
- Credit policy development
- Risk management strategies
- Portfolio oversight
- Attention to detail
- Training and mentoring
- Cross-functional collaboration
- Problem solving
- Team leadership
- Relationship building
Certification
Six Sigma
Hobbies and Interests
- Travelling
- Cycling
Languages
- English
- Hindi
Personal Information
Date of Birth: 07/21/1993
Languages
English
Proficient (C2)
C2
Hindi
Native
Native
Accomplishments
Eagle eye certificate
Timeline
Area Head
ICICI Bank Limited
11.2016 - Current
Management Trainee
Genpact
03.2015 - 11.2016
CPA - USA
AICPA
Chartered Accountant - India
ICAI
B.com - India
University of Rajasthan