Shraddha Uttam Mulik
Mumbai
Summary
Dynamic Senior Associate with proven expertise in customer due diligence and team leadership at Wipro Pty Ltd. Successfully led a team of 21 analysts, enhancing compliance adherence and operational efficiency. Recognized for process improvements and effective risk assessments, fostering cross-functional collaboration and driving impactful results in AML/KYC compliance.
Overview
7
7
years of professional experience
1
1
Certification
Work History
Senior Associate (Acting Team Leader), CDD
Wipro Pty Ltd
Mumbai
09.2021 - 07.2025
- Lead and manage a team of 21 analysts in end-to-end customer onboarding and due diligence processes, ensuring compliance with AML/KYC regulations.
- Performing due diligence on new clients, requesting KYC information, documentation, reviewing and verifying received documentation, and making an analytical risk assessment for new clients.
- KYC risk management includes active client research and screening of prospective clients before or during onboarding, as well as being part of the ongoing periodic review process.
- Direct client outreach involves collecting information and documentation according to periodic review timelines, and following up to ensure complete and timely delivery, completing relevant KYC forms and systems, and updating client KYC profiles driven by material events.
- Oversee high-risk customer reviews, verifying account purposes, sources of wealth, and conducting adverse media checks.
- Monitor customer transactions for suspicious activity, preparing detailed reports for escalation, and further investigation.
- Analyze large datasets to identify suspicious transaction patterns, and develop and implement effective transaction monitoring rules.
- Prepare and present detailed reports on CDD activities, risk assessments, and team performance to senior management.
- Managed team resources, including assigning tasks, monitoring progress, and ensuring deadlines were met.
- Resolved customer inquiries in a timely manner while adhering to service level agreements.
- Facilitated team meetings to discuss project updates and address challenges.
Associate, Transfer Agency (Luxembourg Registration)
State Street Syntel Services Pvt. Ltd.
Mumbai
01.2019 - 06.2021
- Managed account opening and maintenance activities for corporate and individual clients, ensuring adherence to KYC checklists.
- Performed name screening for all related parties against internal and external databases, including PEP and adverse media screening.
- Conducted comprehensive KYC/AML due diligence, identifying PEPs, and generating risk assessments for clients.
- Maintained accurate shareholder information, updating contact details, addresses, and broker information.
- Generated regular compliance reports to support operational oversight and audit readiness.
Education
Bachelor of Commerce -
S.K. Somaiya College
Mumbai01.2018
HSC -
S.K. Somaiya College
Mumbai01.2015
SSC -
Saraswathi Vidyalaya
01.2013
Skills
- KYC due diligence, CDD, EDD
- Transaction monitoring
- Team leadership and stakeholder management
- Periodic review
- Team supervision
- Customer relationship management
- Report preparation
Certification
CAMI Certified (Certified Anti-Money Laundering Investigator)
Languages
English, Hindi & Marathi
Hobbies and Interests
Crafting, Making handmade gifts
Accomplishments
- Promoted to senior CDD associate within 18 months
- Promoted from senior CDD associate to acting TL within three months
- Received Employee of the Month and Quarter awards
- Recognized with 'Leading from the Front,' 'Make a Difference,' and 'Spot' awards
Disclaimer
I hereby declare that the information provided above is true and accurate to the best of my knowledge.
Timeline
Senior Associate (Acting Team Leader), CDD
Wipro Pty Ltd
09.2021 - 07.2025
Associate, Transfer Agency (Luxembourg Registration)
State Street Syntel Services Pvt. Ltd.
01.2019 - 06.2021
Bachelor of Commerce -
S.K. Somaiya College
HSC -
S.K. Somaiya College
SSC -
Saraswathi Vidyalaya
Similar Profiles
Cheryl VargheseCheryl Varghese
SIEM Specialist at Optus Pty Ltd - Wipro TechnologiesSIEM Specialist at Optus Pty Ltd - Wipro Technologies
Shatakshi UpadhyayShatakshi Upadhyay
Senior Test Engineer at WIPRO Revolution IT Pty LtdSenior Test Engineer at WIPRO Revolution IT Pty Ltd
Nishant SahadevanNishant Sahadevan
Service Delivery Specialist at Mobile Hardware Remediation | Telstra (IDC Technologies Pty Ltd, Wipro)Service Delivery Specialist at Mobile Hardware Remediation | Telstra (IDC Technologies Pty Ltd, Wipro)
Suraj SethSuraj Seth
Assistant Manager – Direct Tax at CBV & Associates LLPAssistant Manager – Direct Tax at CBV & Associates LLP
Aditya ApteAditya Apte
Product Manager at ProgIST Solutions LtdProduct Manager at ProgIST Solutions Ltd