Shreeram Kumar
Senior Branch Manager
Makhdumpur, Jehananbad
Summary
Motivated Bank Manager passionate about providing excellent customer service and exceeding expectations. Talented professional well-versed in service marketing and credit offerings. Inspires staff loyalty through strong leadership and communication skills.
Branch management professional with in-depth experience in overseeing operations and driving business growth. Known for collaborative approach and results-driven mindset. Reliable team player with talent for adapting to changing needs and ensuring consistent performance.
Overview
11
11
years of professional experience
6
6
years of post-secondary education
Work History
Senior Branch Manager
Dakshin Bihar Gramin Bank
04.2022 - Current
- Managed daily operations while maintaining a high level of efficiency, productivity, and customer service.
- Built strong relationships with key customers, resulting in increased loyalty and repeat business.
- Examined customer loan applications for loan approvals and denials.
- Conduct Pre Sanction inspection, Loan Sanctioning related work documentation and Post disbursal follow up.
- Recovery of branch stressed assets.
- Collaborated with senior management to develop branch-specific goals aligned with Bank objectives.
- Implemented innovative marketing strategies that contributed to branch revenue growth and higher customer retention rates.
- Optimized branch operations by regularly analyzing financial reports and identifying areas for improvement.
- Lead branch to achieve sales targets through proactive coaching, mentoring, and performance management of the staff.
- Complied with regulatory guidelines and requirements.
- Consulted customers to boost product sales and services.
Manager
Dakshin Bihar Gramin Bank
12.2017 - 03.2022
- Classification of bank advance and provisioning
- Maintaining of Bank data and Reporting of all data to shareholders and controlling agencies of the bank
- Ensuring NCGTC Coverage and lodging claims of MUDRA loans
- PMEGP, CLSS, CSIS, DEDS and PVCF subsidy claim
- Maintaining CIBIL and CERSAI data and ensuring hassle free access to the branches
- Maintaining bank borrowing and ensuring timely repayment of the Installment
- Processing of Loan applications sent by Regional offices
- Coordination with advocates valuers and consultants
- Verification of reports from the advocates for title clearance and valuers on valuation of properties
- Preparation of sanction letters and Conveying the sanction to Regional Offices
- Maintenance of sanction records.
Assistant Manager (Development)
The Federal Bank Ltd
07.2014 - 11.2017
- Canvassing new loan proposals
- Scrutiny of loan applications as per circular and checklist provided
- Processing of Loan through CLAPS module
- Pre-sanction inspection and Post Sanction of Loan proposals
- Documentation of Loan proposals
Education
JAIIB & CAIIB -
Indian Institute of Banking and Finance
Graduate - undefined
Anand Agricultural University
01.2010 - 01.2014
Class XII - undefined
A.N College
Patna, Bihar 01.2006 - 01.2008
Skills
Operations management
Financial analysis
Marketing
Loan documentation
Branch operations management
Customer service
Customer relationships
Banking
Decision-making
Relationship building
Awards
- Academic
- College topper of 2010-2014 batch.
- Two Gold Medals and Five Medals for academic excellence.
- National Talent Scholarship from Indian Council of Agricultural Research (ICAR) for four Years.
- Others, NCC- B Certificate holder with grading 'A'.
Projectscertificationspublications
Rural Agricultural Work Experience Program & Project on profitability of organic farming., AAU
Timeline
Senior Branch Manager
Dakshin Bihar Gramin Bank
04.2022 - Current
Manager
Dakshin Bihar Gramin Bank
12.2017 - 03.2022
Assistant Manager (Development)
The Federal Bank Ltd
07.2014 - 11.2017
Graduate - undefined
Anand Agricultural University
01.2010 - 01.2014
Class XII - undefined
A.N College
01.2006 - 01.2008
JAIIB & CAIIB -
Indian Institute of Banking and Finance
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