Summary
Overview
Work History
Education
Skills
Certification
Timeline
Generic

SHREYA MANOHAR PANCHAL

Assistant Manager- Credit Analyst
Mumbai

Summary

Detail-oriented and analytical Credit Analyst with 2+ years of hands-on experience in credit underwriting, co-lending operations, and revenue-based financing. Proven expertise in financial statement review, creditworthiness evaluation, and portfolio monitoring. Adept at optimizing repayment cycles, identifying credit risk, and working cross-functionally to support underwriting decisions. Equipped with an MMS in Finance and a strong foundation in financial analysis tools.

Overview

7
7
years of professional experience
2
2
Certifications
3
3
Languages

Work History

Assistant Manager Credit Analyst

INCRED FINANCIAL SERVICES LIMITED
09.2021 - Current
  • Analyzed applicants' financial status and credit and property evaluations to determine loan feasibility.
  • Collaborated with the management team to develop strategic plans for business growth and improvement.
  • Supervised day-to-day operations to meet performance, quality and service expectations.

Co-ordinator

KOTAK MAHINDRA PRIME LIMITED
11.2018 - 10.2019
  • Maintained accurate records of all sales activities, including contracts, proposals, quotes, follow-ups, and customer communications.
  • Worked closely with the sales team to prioritize tasks, set goals, and allocate resources efficiently; resulting in increased productivity and revenue.
  • Improved team productivity with regular communication and progress updates, fostering a collaborative work environment.


Advisor

Motilal Oswal
05.2018 - 07.2018
  • Analyzed market trends, macroeconomic indicators, and company financials to deliver accurate equity recommendations.
  • Presented regular market updates and insights to clients, keeping them informed of relevant developments affecting their investments.
  • Demonstrated commitment toward continuous professional development by attending conferences, completing certifications, or participating in training programs.

Education

Master of Management Studies - Finance

Alkesh Dinesh Mody Institute
Mumbai, India
04.2001 -

Bachelor of Management Studies - Finance

Chetana's Institute of Management & Research
Mumbai, India
04.2001 -

Higher Secondary Certificate -

Nalanda Junior Colleger
Mumbai
04.2001 -

Secondary School Certificate -

Cardinal Gracias Hgh School
Mumbai, India
04.2001 -

Skills

Financial management

Multitasking, Adaptability and flexibility

Teamwork and collaboration

Positive attitude

Self motivation

Problem-solving

Certification

Professional Diploma in Banking, Financial Services & Insurance

Timeline

Financial Modeling Training

01-2024

Assistant Manager Credit Analyst

INCRED FINANCIAL SERVICES LIMITED
09.2021 - Current

Professional Diploma in Banking, Financial Services & Insurance

08-2020

Co-ordinator

KOTAK MAHINDRA PRIME LIMITED
11.2018 - 10.2019

Advisor

Motilal Oswal
05.2018 - 07.2018

Master of Management Studies - Finance

Alkesh Dinesh Mody Institute
04.2001 -

Bachelor of Management Studies - Finance

Chetana's Institute of Management & Research
04.2001 -

Higher Secondary Certificate -

Nalanda Junior Colleger
04.2001 -

Secondary School Certificate -

Cardinal Gracias Hgh School
04.2001 -

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SHREYA MANOHAR PANCHALAssistant Manager- Credit Analyst