Shripal Ashok Sundesha
Pune
Summary
Experienced professional in banking and finance with a passion for driving organizational success. Seeking a dynamic and growth-oriented environment to apply knowledge and analytical skills. Eager to leverage expertise in a collaborative, innovation-driven organization that values teamwork, dedication, and strategic thinking. Goal is to build a successful career by aligning with a role that allows for continuous professional evolution and meaningful impact on organizational success.
Overview
9
9
years of professional experience
Work History
Area Credit Manager
Aditya Birla Capital Limited
07.2022 - Current
- Credit Analysis & Risk Assessment – Expertise in evaluating financial profiles, assessing risk, and making data-driven credit decisions to optimize portfolio quality.
- Financial Underwriting & Eligibility Analysis – Proficient in analyzing financial statements, CAM evaluation, and collateral assessment to ensure sound lending practices.
- KYC & AML Compliance – Strong understanding of regulatory frameworks, ensuring due diligence, fraud detection, and adherence to compliance policies.
- Mortgage & Loan Portfolio Management – Experienced in handling secured loans, CERSAI reporting, mortgage CIBIL records, and high-value loan approvals (sanctioning authority of Rs. 40 Lacs).
- Market & Risk Insights – Conducting field visits to assess market trends, competitive landscape, and risk exposure, refining credit policies accordingly.
- Collections & Delinquency Management – Monitoring loan performance, analyzing default patterns, and implementing strategies to enhance recovery rates.
- Leadership & Stakeholder Management – Direct reporting to regional credit management, collaborating with cross-functional teams, and supporting business initiatives to drive growth while maintaining credit discipline.
Branch Credit Manager
Equitas Small Finance Bank
02.2022 - 07.2022
Branch Credit Manager
Axis Finance Limited
09.2021 - 01.2022
Risk Manager - Mortgages
Baja Finance Limited
05.2020 - 09.2021
Deputy Credit Manager
AU Small Finance Bank Limited
12.2018 - 04.2020
Credit Relationship Officer
Axis Bank Limited
09.2016 - 12.2018
Education
MBA - Finance
DY Patil University
Pune 04-2025
PGDBS - Banking And Finance
Manipal University
Bengaluru, India09-2016
B.COM - Accounting And Finance
University of Pune
Pune, India06-2015
Skills
- Credit Analysis
- Risk Management
- Credit Risk Assessment
- Team Leadership
- Credit Administration
- Portfolio Management
- Data Analysis
LANGUAGES
English
Hindi
Marathi
Gujarati
Timeline
Area Credit Manager
Aditya Birla Capital Limited
07.2022 - Current
Branch Credit Manager
Equitas Small Finance Bank
02.2022 - 07.2022
Branch Credit Manager
Axis Finance Limited
09.2021 - 01.2022
Risk Manager - Mortgages
Baja Finance Limited
05.2020 - 09.2021
Deputy Credit Manager
AU Small Finance Bank Limited
12.2018 - 04.2020
Credit Relationship Officer
Axis Bank Limited
09.2016 - 12.2018
MBA - Finance
DY Patil University
PGDBS - Banking And Finance
Manipal University
B.COM - Accounting And Finance
University of Pune
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