Summary
Overview
Work History
Education
Skills
LANGUAGES
Timeline
Generic
Shripal Ashok Sundesha

Shripal Ashok Sundesha

Pune

Summary

Experienced professional in banking and finance with a passion for driving organizational success. Seeking a dynamic and growth-oriented environment to apply knowledge and analytical skills. Eager to leverage expertise in a collaborative, innovation-driven organization that values teamwork, dedication, and strategic thinking. Goal is to build a successful career by aligning with a role that allows for continuous professional evolution and meaningful impact on organizational success.

Overview

9
9
years of professional experience

Work History

Area Credit Manager

Aditya Birla Capital Limited
07.2022 - Current
  • Credit Analysis & Risk Assessment – Expertise in evaluating financial profiles, assessing risk, and making data-driven credit decisions to optimize portfolio quality.
  • Financial Underwriting & Eligibility Analysis – Proficient in analyzing financial statements, CAM evaluation, and collateral assessment to ensure sound lending practices.
  • KYC & AML Compliance – Strong understanding of regulatory frameworks, ensuring due diligence, fraud detection, and adherence to compliance policies.
  • Mortgage & Loan Portfolio Management – Experienced in handling secured loans, CERSAI reporting, mortgage CIBIL records, and high-value loan approvals (sanctioning authority of Rs. 40 Lacs).
  • Market & Risk Insights – Conducting field visits to assess market trends, competitive landscape, and risk exposure, refining credit policies accordingly.
  • Collections & Delinquency Management – Monitoring loan performance, analyzing default patterns, and implementing strategies to enhance recovery rates.
  • Leadership & Stakeholder Management – Direct reporting to regional credit management, collaborating with cross-functional teams, and supporting business initiatives to drive growth while maintaining credit discipline.

Branch Credit Manager

Equitas Small Finance Bank
02.2022 - 07.2022

Branch Credit Manager

Axis Finance Limited
09.2021 - 01.2022

Risk Manager - Mortgages

Baja Finance Limited
05.2020 - 09.2021

Deputy Credit Manager

AU Small Finance Bank Limited
12.2018 - 04.2020

Credit Relationship Officer

Axis Bank Limited
09.2016 - 12.2018

Education

MBA - Finance

DY Patil University
Pune
04-2025

PGDBS - Banking And Finance

Manipal University
Bengaluru, India
09-2016

B.COM - Accounting And Finance

University of Pune
Pune, India
06-2015

Skills

  • Credit Analysis
  • Risk Management
  • Credit Risk Assessment
  • Team Leadership
  • Credit Administration
  • Portfolio Management
  • Data Analysis

LANGUAGES

English
Hindi
Marathi
Gujarati

Timeline

Area Credit Manager

Aditya Birla Capital Limited
07.2022 - Current

Branch Credit Manager

Equitas Small Finance Bank
02.2022 - 07.2022

Branch Credit Manager

Axis Finance Limited
09.2021 - 01.2022

Risk Manager - Mortgages

Baja Finance Limited
05.2020 - 09.2021

Deputy Credit Manager

AU Small Finance Bank Limited
12.2018 - 04.2020

Credit Relationship Officer

Axis Bank Limited
09.2016 - 12.2018

MBA - Finance

DY Patil University

PGDBS - Banking And Finance

Manipal University

B.COM - Accounting And Finance

University of Pune
Shripal Ashok Sundesha