Summary
Overview
Work History
Education
Skills
Websites
Certification
Hobbies and Interests
Languages
Personal Information
Timeline
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Shubham Meshram

Navi Mumbai

Summary

Results-driven Deputy Manager with an MBA in Finance, recognized for exceptional leadership and advisory skills that enhance client relationships and drive financial success. Proficient in sales strategies, employee relations, and conflict resolution, consistently delivering superior customer service. Committed to fostering team collaboration while pursuing continuous personal and professional growth.

Overview

2
2
years of professional experience
1
1
Certification

Work History

Deputy Manager II

ICICI Bank Limited
Ghansoli
06.2024 - Current
  • Experienced in all banking operations and processes;
  • Identifies cross-sell opportunities and partners with Product Specialists to structure, and coordinate mortgage loans and unsecured loans;
  • Implemented credit analysis model which increased loan origination quality and decreased default rates by 5%;
  • Performed regular credit monitoring and reporting on portfolio performance

Credit Underwriting Team

ICICI Bank Limited
Navi Mumbai
06.2023 - 05.2024
  • Research and evaluate clients' creditworthiness. Create credit scoring models to predict risks.
  • Approve or reject loan requests, based on credibility and potential revenues and losses;
  • Product Upload on Navigator and provide Navigator Support to RMs on an ongoing basis and coordination with IT and Operations for back-end issues and own Navigator from end to end;
  • Deal evaluation and sales support/liaison between Financial Professional and underwriting team/credit risk teams;
  • Drive key elements of cards strategy around Product, value proposition, customer experience, digitization, advertisements and communication, product profitability and controls along all key areas;
  • Manage the complete life-cycle of loan process, through credit application till disbursement

Education

Master of Business Administration - Specialization in Finance

Ncrd's Sterling Institute of Management studies
Nerul, Navi Mumbai
04.2023

Bachelor of Business Administration - Specialization in Business Management and Finance

Nagpur University (RTMNU)
Nagpur
01.2020

Skills

  • Microsoft Office Suit
  • Microsoft Excel
  • Google Spreadsheets
  • Presentations
  • TALLY
  • Credit analysis
  • Customer relationship management
  • Effective communication
  • Sales support

Certification

  • Insurance Regulatory and Development Authority (IC-38), 05/2023 - 05/2026
  • National Institute of Securities Markets (NISM-Series-V-A: Mutual Fund Distributors Certification)
  • SEBI - Investor Certification Examination

Hobbies and Interests

  • Reading
  • Travelling
  • Cooking

Languages

  • English, Native or Bilingual Proficiency
  • Hindi, Native or Bilingual Proficiency
  • Marathi, Full Professional Proficiency

Personal Information

Date of Birth: 07/23/96

Timeline

Deputy Manager II

ICICI Bank Limited
06.2024 - Current

Credit Underwriting Team

ICICI Bank Limited
06.2023 - 05.2024

Master of Business Administration - Specialization in Finance

Ncrd's Sterling Institute of Management studies

Bachelor of Business Administration - Specialization in Business Management and Finance

Nagpur University (RTMNU)

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Shubham Meshram