Shubham Rai
Senior Associate
Pune
Summary
As a dedicated and detail-oriented Statement Associate, I possess a strong background in financial analysis, data reconciliation, and statement management, driven by a commitment to accuracy and process excellence. Skilled in reviewing, organizing, and analyzing financial records to ensure transparency and reliability, I aim to contribute to efficient financial management and informed decision-making. I am seeking a challenging role where my analytical abilities, attention to detail, and problem-solving skills can be leveraged to enhance operational efficiency and support the organization’s financial integrity and success.
Overview
5
5
years of professional experience
Work History
Senior Associate
GENPACT
Pune
12.2021 - Current
- Collection and reviewing Statements covering a 6-12-month period to obtain a complete view of financial activity.
- Extraction of detailed transaction data, including deposits, withdrawals, loan repayments, Tax, EMI, Mortgage, service charges, and other financial movements.
- Organizing and categorizing all extracted data systematically in spreadsheets for accuracy and clarity of financial activity.
- Calculate key financial metrics such as average monthly balance, inflow/outflow ratios, Loan, Tax, EMI, ECS, MTG and cash flow trends to assess financial stability.
- Identifying unusual transaction patterns or potential red flags such as bounced checks, ARP adjustment for a better Credit.
- Summarizing analytical findings to highlight key financial behaviors and unusual activities.
- Providing insights to support credit assessments, risk evaluations, or financial decision-making.
- Maintain high levels of accuracy, data integrity, and confidentiality throughout the analysis process.
- Contribute directly to assessing client reliability, repayment capacity, and overall financial position of client.
- The above activities cover data analysis and stakeholder management to maintain transparency and accuracy of the credit review.
Relationship Officer
IDFC FIRST BANK
Bhopal
07.2020 - 09.2021
- Proactively monitored and expedited case resolutions to honor customer response timelines.
- Fostered client relationships through multi-channel communication, including phone, email, and SMS, to understand and fulfill service expectations.
- Delivered exceptional customer service by assisting with inquiries, guiding product selections, and facilitating purchases.
- Collaborated seamlessly with various emergency service units to streamline operations.
- Self-motivated, with a strong sense of personal responsibility.
- Excellent communication skills, both verbal and written.
- Skilled at working independently and collaboratively in a team environment.
- Proved successful working within tight deadlines and a fast-paced environment.
Education
High School Diploma -
Shri Aurobindo School
Bhopal01.2013
MBA - Data Science
Sikkim Manipal University
Jaipur01.2023
BCom - Computers
The Bhopal School of Social Science
Bhopal01.2016
Skills
Financial Analysis
Credit Risk
Attention to detail
Data Accuracy and integrity
Account reconciliation
MS office
Timeline estimates
Timeline
Senior Associate
GENPACT
12.2021 - Current
Relationship Officer
IDFC FIRST BANK
07.2020 - 09.2021
BCom - Computers
The Bhopal School of Social Science
High School Diploma -
Shri Aurobindo School
MBA - Data Science
Sikkim Manipal University