Shubham Rai
Senior Associate
Pune
Summary
As a dedicated and detail-oriented Statement Associate, I possess a strong background in financial analysis, data reconciliation, and statement management, driven by a commitment to accuracy and process excellence. Skilled in reviewing, organizing, and analyzing financial records to ensure transparency and reliability, I aim to contribute to efficient financial management and informed decision-making. I am seeking a challenging role where my analytical abilities, attention to detail, and problem-solving skills can be leveraged to enhance operational efficiency and support the organization’s financial integrity and success.
Overview
5
5
years of professional experience
Work History
Senior Associate
GENPACT
Pune
12.2021 - Current
- Collection and reviewing Statements covering a 6-12-month period to obtain a complete view of financial activity.
- Extraction of detailed transaction data, including deposits, withdrawals, loan repayments, Tax, EMI, Mortgage, service charges, and other financial movements.
- Organizing and categorizing all extracted data systematically in spreadsheets for accuracy and clarity of financial activity.
- Calculate key financial metrics such as average monthly balance, inflow/outflow ratios, Loan, Tax, EMI, ECS, MTG and cash flow trends to assess financial stability.
- Identifying unusual transaction patterns or potential red flags such as bounced checks, ARP adjustment for a better Credit.
- Summarizing analytical findings to highlight key financial behaviors and unusual activities.
- Providing insights to support credit assessments, risk evaluations, or financial decision-making.
- Maintain high levels of accuracy, data integrity, and confidentiality throughout the analysis process.
- Contribute directly to assessing client reliability, repayment capacity, and overall financial position of client.
- The above activities cover data analysis and stakeholder management to maintain transparency and accuracy of the credit review.
Relationship Officer
IDFC FIRST BANK
Bhopal
07.2020 - 09.2021
- Proactively monitored and expedited case resolutions to honor customer response timelines.
- Fostered client relationships through multi-channel communication, including phone, email, and SMS, to understand and fulfill service expectations.
- Delivered exceptional customer service by assisting with inquiries, guiding product selections, and facilitating purchases.
- Collaborated seamlessly with various emergency service units to streamline operations.
- Self-motivated, with a strong sense of personal responsibility.
- Excellent communication skills, both verbal and written.
- Skilled at working independently and collaboratively in a team environment.
- Proved successful working within tight deadlines and a fast-paced environment.
Education
High School Diploma -
Shri Aurobindo School
Bhopal01.2013
MBA - Data Science
Sikkim Manipal University
Jaipur01.2023
BCom - Computers
The Bhopal School of Social Science
Bhopal01.2016
Skills
Timeline
Senior Associate
GENPACT
12.2021 - Current
Relationship Officer
IDFC FIRST BANK
07.2020 - 09.2021
BCom - Computers
The Bhopal School of Social Science
High School Diploma -
Shri Aurobindo School
MBA - Data Science
Sikkim Manipal University