Shyam Bihari

• Executed end-to-end KYC reviews for high-risk entities, ensuring compliance with global AML regulations.
• Conducted CDD and EDD for complex ownership structures and entities from high-risk jurisdictions.
• Utilized Fenergo and Fen-x to streamline client onboarding and enhance regulatory compliance.
• Analyzed corporate structures and executed UBO screenings to assess beneficial ownership and client risk profiles.
• Collaborated with compliance, legal, and onboarding teams to resolve documentation gaps and optimize due diligence workflows.

• Executed comprehensive risk assessments and Enhanced Due Diligence (EDD) protocols for PEPs and high-risk clients to mitigate compliance risk exposure.
• Assessed client risk profiles and escalated suspicious cases for thorough investigation, ensuring AML/CFT compliance.
• Facilitated timely SAR filings while maintaining adherence to banking regulations and audit requirements.
• Checked client accounts against PEP and Sanctions lists using compliance tools to meet all global regulatory requirements.

• Conducted KYC reviews for clients, maintaining complete documentation per due diligence standards.
• Managed onboarding tasks using Omni systems, ensuring accurate record-keeping and transaction processing.
• Monitored transactions, identifying potential suspicious activities for AML investigation.
• Prepared and submitted RBI reports, ensuring 100% compliance with banking regulations.

Loan Operations Department

• Managed the critical processes within the Loan Operations function, overseeing document collection, verification, and loan file completion for a portfolio of loans.
• Ensured strict compliance with internal credit policies and regulatory guidelines during the loan disbursement and post-disbursement monitoring phases.

Finance Department

• Supported the Finance team by assisting with daily account reconciliation, expense management, and contributing to the preparation of accurate financial statements.
• Contributed to the internal and external audit process by preparing and presenting accurate financial records, resulting in clean audit findings.