Summary
Overview
Work History
Education
Skills
Languages
Timeline
Generic

Siddalinga Swamy

Bidar,KA

Summary

Accomplished Senior Branch Credit and Operation Manager with a proven track record at Cholamandalam Investment & Finance Company, adept in decision-making and team leadership. Recognized for enhancing customer satisfaction and streamlining operations, demonstrated through a significant cash integrity resolution at Larson and Toubro Finance Ltd. Skilled in business development and customer relationship management, consistently achieving and surpassing performance goals.

Overview

10
10
years of professional experience

Work History

Senior Branch Credit and Operation Managaer

Cholamandalam Investment & Finance Company
10.2023 - Current

BCOM Secured Bussines and Personnel Loan

1.Handling The Complete Branch Related Credit and Operation Role From Login to Disbursement Payment Release.

2.Under My Team one credit operation executive each Branch 3.Currently Handling the Gulbarga and shapur branch .

4. Doing the PD s at Field Level analysis the cibil And Property doc .

5.Preparing the The CAM and recommending the case To Next Level .

6.Accomplished multiple tasks within established timeframes.

7.Enhanced customer satisfaction by resolving disputes promptly, maintaining open lines of communication, and ensuring high-quality service delivery.

8.Cross-trained existing employees to maximize team agility and performance.

Senior Risk Manager

Larson and Toubro Finance Ltd.
06.2019 - 10.2023

1.Handling The Territory Related Risk Monitoring Activity.

2.Checking Post , Pre Disbursement And Collection Audit of All Clients at Field Level .

3.Branch Audit Of all Branches of Territory

4.Staff Back Ground Verifications .


Achievement's

1. During The LTFS Identified Around 20lakh Cash integrity Issue

2.Got The 4 times appraisal with Rating of V

3. Got Three Times awarded by Wall of fame at pan india Level.


Retail Agri Credit Officer

HDFC Bank
03.2018 - 06.2019

As A Credit Officer In SLI Dept.(Micro Loans )

1.Visiting The Customer of JLG Customer Analyzing the CIBIL and providing Credit Literacy to customers .

2.Doc Verification and Process The case for Further stage for approval.

Sales Officer

HDFC Bank
12.2014 - 06.2017

Sales Officer SLI (micro laons )

1.Doing The Marketing activity at market sourcing the JLG and Existing SHG Groups Forming the Group.

2.Providing the credit literacy and various benefits of Product

3. Generating the CIBIL and Doing the Login with Required Doc and Getting The approval from Credit Team .

4. SB account Opening Process will be Done each customer from my End .

5 . Selling the cross sale of Brach Retail Products Like Insurance , TW loan , car Loan , personnel loan , Bussiness Loan , Home Loans and Doing the RD ,FD Getting the Separate Incentive For It .


Education

Bachelor Of Business Management - Finance

Om Siddivinayak BBM Degree College Bidar
3rd Flr Halawai Complex Near Ambedkar Circle Bidar
06-2014

Skills

  • Decision-making
  • Time management
  • Team leadership
  • Customer service
  • Customer relationship management (CRM)
  • Verbal and written communication
  • Performance evaluations
  • Business development
  • Complex Problem-solving
  • Policy implementation

Languages

English
Bilingual or Proficient (C2)
Hindi
Bilingual or Proficient (C2)
kannada
Bilingual or Proficient (C2)

Timeline

Senior Branch Credit and Operation Managaer

Cholamandalam Investment & Finance Company
10.2023 - Current

Senior Risk Manager

Larson and Toubro Finance Ltd.
06.2019 - 10.2023

Retail Agri Credit Officer

HDFC Bank
03.2018 - 06.2019

Sales Officer

HDFC Bank
12.2014 - 06.2017

Bachelor Of Business Management - Finance

Om Siddivinayak BBM Degree College Bidar
Siddalinga Swamy