SIDDHI VILAS SUTAR
House No 2 Dr B A Colony Opp. Laxmi Hall Near Vihan Furniture River Road Pimpri pune
Summary
Hello, I am Credit analyst with 3.5 years of multidisciplinary experience in Credit Processing, Skill in Working capital department.
Overview
3
3
years of professional experience
Work History
Credit Processing Associate
Kotak Mahindra Bank Pvt. Ltd
PUNE
10.2024 - Current
- A 3 years financial analysis evaluates a company's performance, liquidity, and profitability over time by examining income statements, balance sheets, and cash flow statements. Key techniques include horizontal trend analysis for growth, vertical (common-size) analysis for structure, and ratio analysis (profitability, liquidity, efficiency)..
- Performed credit reviews on corporations to assess financial conditions.
- Preparation of complete proposal for WC clients of Rs 5 Crore and above up to 50 Crore from login to sanction to complete disbursement of case.
- Expertise in preparation of CAM along with financial analysis of all the ratios for all the loan proposals.
- Operated computers programmed with loan organization system to record, store and analyze information.
- Used perfios scanning system to check payments to open charges on customer accounts.
- Assisted in making decisions and recommendations about extending line of credit.
- Obtained current credit reports from credit bureaus for new and existing customers to analyze.
- Prepare MIS-Updating Daily And Monthly Basis.
Credit Processing Associate
HDFC ( Eureka Outsourcing Solution Pvt. Ltd)
Pune
11.2022 - 10.2024
- Financial entries latest 3 years.
- Checking of latest ITR and tax amount calculate.
- Processing types of facility .BG,LC,CC,OD,ODAP, CC CGTMSE ,TL ,TL CGTMSE,WCDL,DOD,CC SEASONAL,CC ADHOC ,ODAP ADHOC.
- Checking of customer documents on stamp and sign.
- Checking of customer latest 12 months GSTR3B QUATERLY AND MONTHLY.
- Checking of DOCS SPE AND SME ON LS SYSTEM.
- Checking of SEGMENT WISE CASE PROCESSNG (SAB,EEG,BBG).
- Checking of customer CURRENT BANK STATEMENT.
- Company documents checking -shop act ,pan card, udyam certificate ,board resolution.
Education
Master of Commerce
Skills
- Sincere and hard working
- Self-confidence, initiative & enterprise
- Spirit of adventure, willingness to take risks
- Positive Thinking confident
AREA OF EXPERTIES:
- Tally TRP 9. Online course, MS-CIT, Accounting, Ms Office (365), CLOS, Core, GLEMS, BCIF, NCIF
EXTRA CURRICULAR ACTIVITY:
- Active NSS member.
- Participate in college NSS Camp
- Participate in Dance Competition
- Participate in Fashion Show
HOBBIES:
- Listening Music
- Watching TV.
- Travelling
Personal Details:
- Name: SIDDHI VILAS SUTAR
- Date of Birth: 22.02.2000
- Gender: Female
- Nationality: Indian
- Languages Known: English, Hindi, Marathi
Permanent Address:
At. Post. Shiposhi, Sutarwadi. Tal: Lanja, Dist.-Ratnagiri.
Declaration
I hereby declare that the above information is true to the best of my knowledge and belief.
Timeline
Credit Processing Associate
Kotak Mahindra Bank Pvt. Ltd
10.2024 - Current
Credit Processing Associate
HDFC ( Eureka Outsourcing Solution Pvt. Ltd)
11.2022 - 10.2024
Master of Commerce