Siva Kumar Iragavarapu

• Conducted comprehensive KYC due diligence for retail, corporate, and high-risk clients, ensuring compliance with AML, CFT, and regulatory requirements (e.g., FATF, FinCEN, FCA)
• Performed Enhanced Due Diligence (EDD) for customers flagged due to PEP status, adverse media, sanctions alerts, or high transaction volumes.
• Investigated suspicious transactions, prepared SAR/STR reports, and escalated cases based on risk.
• Also, based on the investigation of the transaction monitoring alerts and preparing SARs, executed daily sanctions, PEP, and negative news screenings using tools such as WorldCheck, adverse media, offshore leaks, or internal systems. Collaborated with AML Compliance Officers to maintain adherence to BSA/AML, FATF, and local regulatory standards.
• Assisted in fine-tuning transaction monitoring rules to reduce false positives. Documented investigation findings clearly support audit and regulatory requests.
• Worked flexible hours across night, weekend, and holiday shifts.

• Analyzed customer transactions, account activity, and other relevant data for suspicious patterns.
• Detecting possible fraudulent transactions on customers' accounts. Analyzing and crafting ways to mitigate fraudulent transactions and prevent them from appearing.
• Identified and analyzed credit card and debit card fraud cases, as well as improper activity risking the bank or customers. Process third-party chargebacks for Visa, MasterCard, Discover, and American Express.
• Performed early detection, prevention, and minimization of losses through the review of suspect transactions generated by the transaction monitoring system.
• Utilized transaction monitoring software and tools to identify and escalate high-risk transactions for further investigation. Observed customer transactions to identify fraudulent activity, such as account takeover (ATO), friendly fraud, theft, and similar other risks.
• Identify fraudulent transactions and cancel them for further processing, and examine the IP address and device ID of the customer to investigate the fraud case.
• Prepare and maintain documentation related to the Transaction Monitoring process, including case files, reports, and risk assessments.

• Tracked purchase orders and followed up with vendors and carriers to support timely deliveries.
• Maintained an up-to-date database of suppliers, vendors, and contracts to support accurate recordkeeping.
• Researched and identified potential new suppliers to increase the vendor base.
• Coordinated closely with finance teams to monitor budgets and cash flow implications related to procurement activities.
• Managed a diverse portfolio of suppliers, ensuring timely delivery of goods and services at competitive prices.
• Optimized inventory management by implementing just-in-time purchasing strategies, reducing stock-holding costs without compromising on availability.

GPA: 60.8

GPA: 70%

GPA: 70%