Sivasankar Mariyappan

With my experience in KYC, AML, financial & service profile, I am keen to expose myself to be a professional in the field of managing people effectively and to contribute the organization consistently and efficiently. My desire is to embark on a long term carrier that will fully utilize the skills and talents I believe I possess and which can be developed to our mutual advantage.

Dynamic and detail-oriented compliance professional with 10+ years of hands-on experience in KYC, AML, Sanctions, PEP screening, risk assessment, and regulatory compliance. Proven ability to conduct end-to-end quality reviews, drive operational excellence, and mitigate financial crime risks across diverse client segments and geographies. Passionate about leveraging expertise to contribute meaningfully to organizational success and committed to continuous learning and career growth.

• Standard Chartered GBS Ltd, Bengaluru, Associate Manager, 2023-07-01, Present, Led end-to-end quality checks for KYC reviews across various client segments (CIB, CB, CCIB) and entity types for a UK-based bank, ensuring adherence to SCB corporate standards, country-level regulations, and global compliance policies (AML, BSA)., Conducted quality assessments on finalized KYC files under an established framework, achieving consistent service-level targets and elevating compliance accuracy., Possess comprehensive understanding of KYC operations, including CIP/CDD policy requirements, UBO/Controllers IDV, business profiling, fund tracing, and watchlist screening (Sanctions, PEP, adverse media, and other risk indicators)., Maintained organized and accurate compliance documentation aligned with internal audit expectations and regulatory needs., Collaborated with makers and cross-functional stakeholders to facilitate timely and compliant completion of KYC profiles., Played a key role in high-priority project delivery through a hands-on approach —ensuring regulatory objectives were met with precision and agility., Reviewed internal policies and training procedures for alignment with global regulatory frameworks, including OFAC/HMT, SAR protocols, and KYC regulations., Managed a portfolio of high-risk clients across Europe and Americas, ensuring timely completion of reviews and regulatory adherence., Timely completion on QC testing and reporting the observations to the CET team., Ensuring all the response received from the CET team are closed with appropriate justification., QC observation tracker to be updated on a timely basis and reporting to the management., Collaborated with compliance, fund operations, and relationship teams to resolve KYC exceptions and documentation gaps., Contributed to operational efficiency by maintaining strong quality standards and consistent review accuracy., Supported AML/KYC reporting and case tracking, maintaining audit-ready documentation and clear risk rationale., Provided daily and periodic MIS reporting to stakeholders on case volumes, approvals, escalations, and SLA status.
• Accenture-Private Solution Limited, Bengaluru, Team Lead, 2015-07-01, 2023-06-30, KYC Review for HSBC, Deutsche Bank, UBS & Bank of America., Review of Clients data, negative news, and documents to identify the risk & performing EDD/CDD/SDD based on the risk level., Performing required screening on clients & non-client parties using Fircosoft, RDC & Lexis Nexis & reviewing of potential negative news on client & non-client parties., Review of KYC documentation using public record research, Norkom and AML Procedures., Ensure that client’s data matches with the internal application and AML request for the data clean up., Unwrapping of corporate layers to find beneficial owners of the companies hidden in various layers as per client’s profile risk rating., Identification of PEP hit, Sanction hit, Fraud scams & other related negative news on client, & obtaining the business view on the negative news if required., Obtaining required set of documents through internal & external searches, or via sending requests to client for pending documents & verifying of the information available in the documents to make sure that the document remains true, valid & current., Identifying, verifying and documenting Client status, nature of business, address, client senior managers, ownership details & other related information., Reporting the suspicious action of customer while performing transaction monitoring of the customer account., Documentary proof of suspicious activities and/or transaction and ensure effective record keeping of suspicious transaction identified and reported accordingly., Performing due diligence reviews for customers while adhering to know your customer (KYC) and Anti-Money Laundering (AML) Standards and Pre quality checks for the escalated alerts to GFCC and OFAC team., Identifying Potential PEP, High risk customer and negative media customer., Preparing KYC summary on the client based on the Global risk rating & CRRE score, & obtaining the Approval from Business & AFC in order to complete the Review of Client's Profile., To adhere to all AML (Anti Money Laundering) policies framed by the sanctions/compliance regulators.
• Accenture- Private Solution Limited, Bengaluru, Process Analyst, 2014-07-01, 2015-06-30, Project: LPL Financial, Process analyst for broker dealer support service (DBSS) for the client Linsco Private Ledger Financial (LPL) the world largest wealth management company in USA., Collecting and charging the commission for the trade, settlement and other billing activities for the different investors to the client., Analyzing the NSCC and DTCC files., Updating of day-day commissions for trade & settlements transactions on oracle and generation of reports., Maintenance of REP id’s, sponsor ids and product id’s for the whole LPL., Creating operation excellence (OE) & Management Information Services (MIS) docs and educating the team members., Setting up of automatic clearing house accounts (ACH) to advisors or rep’s based on their requests.

• Maintaining quality score in UK, US, SG & DE 100%.
• Thrice awarded as Best Performer in the process.
• Received spot award from Accenture services pvt ltd for meeting SLA.
• Received Star of the Business award from Accenture services pvt ltd for achieving 100% quality.
• Awarded as best employee in the quarter.
• Successfully led teams to meet monthly targets.

• Passport Number: L7953034
• Gender: Male
• Marital Status: Married
• ID Type: Passport
• ID Number: L7953034

• Excellent Communication skill
• Good Convincing Skills
• Good banking domain knowledge
• Aptitude to absorb and assimilate new technologies

• Interacting with people
• Challenging environment to Work
• Writing about my experience
• Photography
• Energetic and enthusiastic traveler