Nandhini Ettiyappan

Key Responsibilities:

Customer Risk Assessments: Perform due diligence on new and existing customers, including assessing risks related to money laundering, terrorist financing, and other financial crimes.

Know Your Customer (KYC) Compliance: Collect, review, and validate customer identification documents and financial information to ensure compliance with KYC policies and procedures.

Investigations: Conduct enhanced due diligence (EDD) for high-risk customers or transactions, including researching public databases, news sources, and other tools to identify potential risks.

AML Reporting: Identify and escalate suspicious activities in accordance with AML policies and regulatory requirements, preparing reports for senior compliance officers.

Customer Profile Updates: Maintain and update customer profiles regularly to reflect any changes in customer status or risk.

Regulatory Compliance: Ensure compliance with local and international regulations, including FATF, the Bank Secrecy Act (BSA), and the USA PATRIOT Act.

Collaboration: Work closely with other teams (e.g., Legal, Compliance, Risk, Operations) to resolve any issues and ensure the proper handling of customer information and documentation.

System Monitoring: Utilize internal compliance systems and external tools to monitor customer activity, ensuring all processes are in line with regulatory requirements.

Additional responsibilities:

leading and supporting a team to achieve organizational goal. Assigning Tasks and Delegating Responsibilities

Verifying all aspects of Client Identification Program (CIP) and necessary account opening

documents are provided and in accordance with Know Your Customer (KYC), USA Patriot

Act and Bank Secrecy Act (BSA) standards, CIP.

Identifying accurate risk rating for individual/ entity accounts to highlight high-risk

jurisdictions, cash intensive/ high-risk businesses and Politically Exposed Persons (PEP).

Perform checks on all employees, vendors, contractors and third party advisers against World

Check risk screening, FinCEN List, and OFAC Specially Designated National List (SDN) and

blocked persons list.

Completed extensive CDD investigations are in conduct with KYC, Sanction policies and

procedure.

Performing screening for Entity, Beneficial Owner, Signatories, Directors.

Identifying and Closing the NORKOMhit as a potential Positive or Negative Match.

Performing search to identify the Client has any SANCTION linkages.

In the Event of Sanction links, escalating to Country Compliance and Financial Crime

Compliance.

Made sure final reports are comprehensive, compliant suitable for use in the client on –

boarding decision – making processes.

Performed compliance and due diligence for the corporate client Manage the Team on

meeting.

Maintained 100% accuracy without compromising on the expected productivity.

FATCA (MAKER & QUALITY CHECKER): Fatca senior analyst with expertise in supporting US Tax withholding and Tax reporting for both domestic and foreign clients. Monitor the client on boarding process to ensure valid tax documents were received. Quality check for all processed data.